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3845 Springoak Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3845 Springoak Dr, Cincinnati, OH 45248 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,404 sqft Living Area
Lot Size27,443 sqft (0.63 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2018)
Tax Bill$4,995.00 (2025)

Owner

Source: Hamilton County records · APN 550-0240-0035-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jan 12, 2026Transfer on Death Deed, Transfer
Jun 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Apr 10, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST FED'L S&L/LAKEWOOD
Aug 08, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2018 · Amount on Record
Deed SaleAug 08, 2018 · Amount on Record
Prior SaleSep 22, 2010 · Amount on Record
Deed Doc Number0000069331
Deed Book / Page013727 / 000802
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateJul 08, 2026
Property Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129
Document Number0000054801
Book / Page15702 / 1431
Instrument DateJul 01, 2026
Instrument202654801
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyTHIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129

Mortgage

Document Number0000054801,
DateJul 08, 2026
Book Page15702/1431
Instrument202654801
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 07, 2031
Interest
Rate6.48%
Max Rate-1%

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJan 12, 2026
Property Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129
Document Number0000002459
Book / Page15580 / 671
Instrument DateJan 10, 2026
Instrument2026-0002459
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129
Document Number0000058582
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3845 SPRINGOAK DR CINCINNATI OH 452482129, CINCINNATI, OH 45248-2129

Mortgage

Document Number0000058582
DateJun 19, 2020
Book Page014193/002638
Instrument58582
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129
Document Number0000028406
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedJun 06, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3845 SPRINGOAK DR CINCINNATI OH 452482129, CINCINNATI, OH 45248-2129

Mortgage

Document Number0000028406
DateApr 16, 2019
Book Page013897/001088
Instrument28406
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank (FSB)
AddressLAKEWOOD, OH 44107
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateAug 08, 2018
Property Address3845 SPRINGOAK DR, CINCINNATI, OH 45248-2129
Document Number0000069331
Book / Page013727 / 000802
Instrument DateJul 27, 2018
Instrument69331
Transaction TypeTransfer
Record UpdatedOct 08, 2018
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$645.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3845 SPRINGOAK DR CINCINNATI OH 452482129, CINCINNATI, OH 45248-2129

Mortgage

Document Number69332
DateAug 08, 2018
Book Page013727/000804
Instrument69332
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 07, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,995.00 (+2.42%)$95,834 (-) Land $15,750 Building $80,084
2024$4,877.00 (-0.02%)$95,834 (-) Land $15,750 Building $80,084
2023$4,878.00 (+7.97%)$95,834 (+27.35%) Land $15,750 Building $80,084$273,810 (+27.35%) Land $45,000 Building $228,810
2022$4,518.00 Homeowner's exemption$75,250 Land $14,700 Building $60,550
2020$215,000 Land $42,000 Building $173,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN550-0240-0035-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,404 sqft Living Area
1st Floor1,404 sqft 1st Floor
Basement Area1,404 sqft Basement
Finished Basement792 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Lot Area27,443 sqft (0.63 acres)
Depth X Width151 ft x 205 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area540 sqft Garage
Patio Area603 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3845 SPRINGOAK DR
CityCINCINNATI
StateOH
Zip45248-2129
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRINGOAK DR 205.52 X 151.49 IRR PT LOT 1 RAY K MATHIAS 2ND SUB BLK A
Legal SubdivisionY K MATHIAS 2ND SUB
Legal BlockA
Legal Lot Number1
JurisdictionHAMILTON OH
Minor Civil DivisionGREEN
Census Blockgroup2
Census Block2000
Census Tract21101

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