Hamilton County property record for 3822 Springoak Dr, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,026 sqft · built 1962 |
| Lot Size | 0.528 acres (23,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Apr 2018) |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0240-0050-00 |
| Primary APN | 550-0240-0050-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 23,043 sqft (0.528 acres) |
| Lot Dimensions | 226 ft deep x 71 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3822 SPRINGOAK DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGOAK DR 71.02 X 226.77 IR LT 36 RAY K MATHIAS 2ND SUB BLK A |
| Legal Subdivision | Y K MATHIAS 2ND SUB |
| Legal Block | A |
| Legal Lot Number | 36 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21101 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage NFM LENDING |
| Jan 22, 2018 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Jul 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 20, 2018 | Warranty Deed, Transfer · FHA Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Jul 8, 2020 |
| Deed Document Number | 0000003182 |
| Last Transfer Date | Dec 31, 2025 |
| Transfer Doc | 0000102247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 31, 2025 |
| Property Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000102247 |
| Book / Page | 15573 / 2008 |
| Map Reference | MB 100 PG 17 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025-0102247 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | UNKNOWN, DOMA TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000102248 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025-0102248 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005791 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 18-0005791 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2020 |
| Property Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000065277 |
| Book / Page | 014205 / 001694 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 65277 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3822 SPRINGOAK DR CINCINNATI OH 452482129, CINCINNATI, OH 45248-2129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 20, 2018 |
| Property Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000003182 |
| Map Reference | MB 100 PG 17 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 18-0033182 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | BRB TRUST TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3822 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000003183 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 18-0033183 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,973.00 (-3.66%) | $56,987 (+%) Land $14,472 Building $42,515 | |
| 2024 | $3,086.00 (+6.34%) | $56,986 (-) Land $14,472 Building $42,514 | |
| 2023 | $2,902.00 (+7.76%) | $56,986 (+27.2%) Land $14,472 Building $42,514 | $162,820 (+27.2%) Land $41,350 Building $121,470 |
| 2022 | $2,693.00 Homeowner's exemption | $44,800 Land $13,524 Building $31,276 | |
| 2020 | $128,000 Land $38,640 Building $89,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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