Hamilton County property record for 3866 Springoak Dr, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,276 sqft · built 1962 |
| Lot Size | 0.931 acres (40,554 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Apr 2026) |
| Tax Bill | $5,284 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0240-0045-00 |
| Primary APN | 550-0240-0045-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,647 sqft |
| 1st Floor Area | 1,371 sqft |
| 2nd Floor Area | 905 sqft |
| Upper Floors Area | 905 sqft |
| Basement Area | 1,371 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 40,554 sqft (0.931 acres) |
| Lot Dimensions | 250 ft deep x 72 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Patio Area | 675 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3866 SPRINGOAK DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 3866 SPRINGOAK DR 164.72X250 IR LOT 31-32 RAY K MATHIAS 2ND SUB BLKA PAR 45-46 CON |
| Legal Subdivision | MATHIAS 2ND SUB |
| Legal Block | A |
| Legal Lot Number | 31-32 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21101 |
Source: Hamilton County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3866 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 25, 2022 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 202627358 |
| Deed Book / Page | 15642 / 1325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2026 |
| Property Address | 3866 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000027358 |
| Book / Page | 15642 / 1325 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.27358 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3866 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027359, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026..27359 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 25, 2022 |
| Property Address | 3866 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000021003 |
| Book / Page | 14612 / 2948 |
| Map Reference | MB 100 PG 17&18 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022-0021003 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3866 SPRINGOAK DR, CINCINNATI, OH 45248-2129 |
| Document Number | 0000021004 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0021004 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,284.00 (-5.27%) | $101,500 (-) Land $20,139 Building $81,361 | $290,000 (-) Land $57,540 Building $232,460 |
| 2024 | $5,578.00 (+6.43%) | $101,500 (-) Land $20,139 Building $81,361 | |
| 2023 | $5,241.00 (+16.16%) | $101,500 (+34.86%) Land $20,139 Building $81,361 | $290,000 (+34.86%) Land $57,540 Building $232,460 |
| 2022 | $4,512.00 Homeowner's exemption | $75,265 Land $18,771 Building $56,494 | |
| 2020 | $215,040 Land $53,630 Building $161,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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