38445 Rancho Heights Way, Pala, CA 92059 Property Records

San Diego County property record for 38445 Rancho Heights Way, Pala, CA 92059

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,942 sqft · built 2004
Lot Size11.7 acres (509,652 sqft)
OwnerCompany Name on File
Last Sale$750,000 (Mar 2018)
Tax Bill$5,191 (2025)
Deeds & MortgagesDec 2018 Transfer
Mar 2018 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN109-382-27-00

Property Details

APN / Parcel Number

Primary APN109-382-27-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,942 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area509,652 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address38445 RANCHO HEIGHTS WAY
CityPALA
StateCA
Zip92059-1845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 11-9-2W NEQ (EX DOC82-215454)DOC70-045887 IN
Legal Range02W
Legal Township09
Legal Section11
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group2
Census Block2008
Census Tract19108

Owner

38445 Rancho Heights Way is owned by a company that bought it in March 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address38445 RANCHO HEIGHTS WAY, PALA, CA 92059-1845
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 26, 2018Grant Deed, Transfer · Conventional Mortgage
EVERETT L & OLIVIA L DUNNICK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2018 · Amount on File
Deed SaleMar 26, 2018 · Amount on File
Prior SaleNov 17, 1999 · Amount on File
Deed Document Number2018118900
Prior Transfer DateJul 18, 1994
Prior Transfer Doc0000457864
Record UpdatedOct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 20, 2018
Property Address38445 RANCHO HEIGHTS WAY, PALA, CA 92059-1845
Document Number0000520878
Instrument DateDec 14, 2018
Instrument520878
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address38445 RANCHO HEIGHTS WAY PALA CA 920591845, PALA, CA 92059-1845

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 26, 2018
Property Address38445 RANCHO HEIGHTS WAY, PALA, CA 92059-1845
Document Number0000118900
Instrument DateMar 15, 2018
Instrument118900
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38455 RANCHO HEIGHTS WAY PALA CA 92059, PALA, CA 92059

Mortgage

Document Number118901
DateMar 26, 2018
Instrument118901
Lender
NameEVERETT L & OLIVIA L DUNNICK
Address31805 TEMECULA PKWY, TEMECULA, CA 92592-8203
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38445 Rancho Heights Way was $5,191 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$485,065 (+2%) Land $132,887 Building $352,178
2025$5,191.00 Homeowner's exemption$475,555 Land $130,282 Building $345,273
2023$5,133.00 (+1.44%) Homeowner's exemption$457,090 Land $125,224 Building $331,866
2022$5,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38445 Rancho Heights Way in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38445 Rancho Heights Way is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.4% of the US · above 96% of California
Wildfire Likelihood4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Accel Wireless
Fixed Wireless
100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rancho Heights Way

Nearby Streets

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