San Diego County property record for 38439 Rancho Heights Way, Pala, CA 92059
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,831 sqft · built 2018 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | Company Name on File |
| Last Sale | $119,000 (Oct 2017) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Loan Modification + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-382-11-00 |
| Primary APN | 109-382-11-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,831 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Mobile Home |
| Lot Area | 140,699 sqft |
| Old Parcel Number | 1091004700 |
|---|---|
| Street Address | 38439 RANCHO HEIGHTS WAY |
| City | PALA |
| State | CA |
| Zip | 92059-1845 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 11-9-2W NEQ ALL ELY OF PAR 1 B IN D74-76653 IN D70-178470 IN |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 11 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 19108 |
38439 Rancho Heights Way, a mobile home, is owned by a company that bought it in October 2017 and is owner-occupied.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38439 RANCHO HEIGHTS WAY, PALA, CA 92059-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2019 | Deed of Trust, Mortgage · VA Mortgage LAND-HOME FINANCIAL SERVICES |
| Aug 21, 2018 | Loan Modification, Mortgage · FHA Mortgage LAND HM FIN'L |
| Oct 3, 2017 | Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on File |
| Deed Sale | Oct 3, 2017 · Amount on File |
| Prior Sale | Mar 4, 2002 · Amount on File |
| Deed Document Number | 2017456193 |
| Prior Transfer Date | Dec 27, 2005 |
| Prior Transfer Doc | 0000070019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38439 RANCHO HEIGHTS WAY, PALA, CA 92059-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000446219 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 2019-0446219 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38439 RANCHO HEIGHTS WAY, PALA, CA 92059-1845 |
| Document Number | 0000377042 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38439 RANCHO HEIGHTS WAY PALA CA 920591845, PALA, CA 92059-1845 |
| Document Number | 0000377042 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 377042 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 3, 2017 |
| Property Address | 38439 RANCHO HEIGHTS WAY, PALA, CA 92059-1845 |
| Document Number | 0000456193 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017-0456193 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1245 MORNING VIEW DR APT 147, 147, ESCONDIDO, CA 92026-3429 |
| Document Number | 0000456194 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 2017-0456194 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 38439 Rancho Heights Way was $3,445 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $325,844 (+2%) Land $155,173 Building $170,671 | |
| 2025 | $3,445.00 | $319,456 Land $152,131 Building $167,325 |
| 2023 | $3,272.00 (+1.49%) Homeowner's exemption | $307,054 Land $146,225 Building $160,829 |
| 2022 | $3,224.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38439 Rancho Heights Way in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38439 Rancho Heights Way is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 96% of California |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Accel Wireless Fixed Wireless | 100 / 25 |
5G (outdoors only) and 4G LTE
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