38311 Rancho Heights Way, Pala, CA 92059 Property Records

San Diego County property record for 38311 Rancho Heights Way, Pala, CA 92059

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,926 sqft · built 2019
Lot Size	8.71 acres (379,843 sqft)
Owner	Company Name on File
Last Sale	$61,000 (May 2005)
Tax Bill	$9,047 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`109-382-23-00`

Property Details

APN / Parcel Number

Primary APN	`109-382-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,926 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	379,843 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	38311 RANCHO HEIGHTS WAY
City	PALA
State	CA
Zip	92059-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM11613
Legal Subdivision	PARCEL MAP NO 11613
Legal Tract	11613
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	2
Census Block	2009
Census Tract	19108

Owner

38311 Rancho Heights Way is owned by a company that bought it in May 2005 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	38311 RANCHO HEIGHTS WAY, PALA, CA 92059-1855
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Quit Claim Deed, Transfer EMPIRE/AMERICA RLTY CREDIT
Oct 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage EMPIREAMERICA
Oct 30, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 10, 2018	Deed of Trust, Mortgage ZEMBER FAMILY TRUST 2013 (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2005 · Amount on File
Deed Sale	May 26, 2005 · Amount on File
Prior Sale	Dec 5, 1988 · Amount on File
Deed Document Number	2005442431
Prior Transfer Date	Apr 22, 2005
Prior Transfer Doc	0000442431
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	38311 RANCHO HEIGHTS WAY, PALA, CA 92059-1855
Document Number	0000477425
Instrument Date	Jul 30, 2020
Instrument	477425
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	38311 RANCHO HEIGHTS WAY PALA CA 920591855, PALA, CA 92059-1855

Mortgage

Document Number	477426
Date	Aug 24, 2020
Instrument	477426

Lender

Name	EMPIRE/AMERICA RLTY CREDIT
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91364

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2035

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	38311 RANCHO HEIGHTS WAY, PALA, CA 92059-1855
Document Number	0000492506
Instrument Date	Jul 5, 2019
Instrument	492506
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42433 SUVA LN TEMECULA CA 925927108, TEMECULA, CA 92592-7108

Mortgage

Document Number	492507
Date	Oct 30, 2019
Instrument	492507

Lender

Name	EMPIREAMERICA
Address	WOODLAND HILLS, CA 91364

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	38311 RANCHO HEIGHTS WAY, PALA, CA 92059-1855
Document Number	0000492509
Instrument Date	Jul 5, 2019
Instrument	492509
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42433 SUVA LN TEMECULA CA 925927108, TEMECULA, CA 92592-7108

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	38311 RANCHO HEIGHTS WAY, PALA, CA 92059-1855
Document Number	0000149689
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	USA NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42433 SUVA LN TEMECULA CA 925927108, TEMECULA, CA 92592-7108

Mortgage

Document Number	0000149689
Date	Apr 16, 2018
Instrument	149689

Lender

Name	ZEMBER FAMILY TRUST 2013 (PT)
Address	PO BOX 1537, FALLBROOK, CA 92088-1537

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38311 Rancho Heights Way was $9,047 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$862,655 (+2%) Land $117,380 Building $745,275
2025	$9,047.00 Homeowner's exemption	$845,741 Land $115,079 Building $730,662
2023	$8,788.00 (+1.48%) Homeowner's exemption	$812,902 Land $110,611 Building $702,291
2022	$8,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38311 Rancho Heights Way in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38311 Rancho Heights Way is extreme, ranking above 99.7% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.7% of the US · above 98% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25

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