Anne Arundel County property record for 3841 Ponder Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,131 sqft · built 1954 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Apr 2024) |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2021 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-625-05056800 |
| Primary APN | 01-625-05056800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 62505056800 |
|---|---|
| Street Address | 3841 PONDER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 BK H PONDER COVE BEACH |
| Legal Subdivision | PONDER COVE BEACH |
| Legal Block | H |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 28, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 17, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS |
| Jul 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on Record |
| Deed Sale | Apr 12, 2024 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Book / Page | 40360 / 462 |
| Prior Transfer Date | Nov 16, 2021 |
| Prior Transfer Doc | 3797000062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 12, 2024 |
| Property Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0403600462 |
| Book / Page | 40360 / 462 |
| Map Reference | PL 22 FO 11 |
| Instrument Date | Feb 6, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0040360467 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 40360/467 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 24, 2021 |
| Property Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0379710062 |
| Book / Page | 37971 / 62 |
| Map Reference | PL 22 FO 11 |
| Instrument Date | Nov 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 150 OLE NOBLEMAN CT, CONWAY, SC 29527-5394 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 28, 2019 |
| Property Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0331710193 |
| Book / Page | 033171 / 000193 |
| Instrument Date | May 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 409 WASHINGTON AVE #1000 TOWSON MD 212044916, 1000, TOWSON, MD 21204-4916 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 17, 2017 |
| Property Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0315790480 |
| Book / Page | 031579 / 000480 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OMNI LAND SETTLEMENT CORPORATION |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3841 PONDER DR EDGEWATER MD 210374216, EDGEWATER, MD 21037-4216 |
| Document Number | 315790485 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 031579/000485 |
| Name | RETIREMENT FNDG SOLUTIONS |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 315790506, |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 031579/000506 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.59% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 28, 2017 |
| Property Address | 3841 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0311980229 |
| Book / Page | 031198 / 000229 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3841 PONDER DR EDGEWATER MD 210374216, EDGEWATER, MD 21037-4216 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,500 (+3.87%) Land $226,700 Building $109,800 | $336,500 (-) Land $226,700 Building $109,800 | |
| 2025 | $4,052.00 (+3.58%) | $323,967 (+8.39%) | $336,500 (+12.58%) Land $226,700 Building $109,800 |
| 2024 | $3,912.00 (+19.89%) | ||
| 2023 | $3,263.00 | $298,900 Land $215,700 Building $83,200 | $298,900 Land $215,700 Building $83,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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