Anne Arundel County property record for 3834 Ponder Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,248 sqft · built 2000 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (May 2017) |
| Tax Bill | $5,188 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-625-90102403 |
| Primary APN | 01-625-90102403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Deck Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 62590102403 |
|---|---|
| Street Address | 3834 PONDER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 2 BK J PONDER COVE BEACH |
| Legal Subdivision | PONDER COVE BEACH |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3834 PONDER DR, EDGEWATER, MD 21037-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 1, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| May 5, 2017 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on Record |
| Deed Sale | May 5, 2017 · Amount on Record |
| Prior Sale | Oct 17, 2002 · Amount on Record |
| Deed Document Number | 201730901-306 |
| Deed Book / Page | 30901 / 306 |
| Last Transfer Date | Jun 25, 2020 |
| Transfer Doc | 0348300059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 1, 2020 |
| Property Address | 3834 PONDER DR, EDGEWATER, MD 21037-4211 |
| Document Number | 0348300059 |
| Book / Page | 034830 / 000059 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | TOUCHSTONE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3834 PONDER DR EDGEWATER MD 210374211, EDGEWATER, MD 21037-4211 |
| Document Number | 348300067 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 034830/000067 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48266-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 5, 2017 |
| Property Address | 3834 PONDER DR, EDGEWATER, MD 21037-4211 |
| Document Number | 0309010306 |
| Book / Page | 030901 / 000306 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | VICTORY SETTLEMENT LLC, VINTAGE SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3834 PONDER DR EDGEWATER MD 210374211, EDGEWATER, MD 21037-4211 |
| Document Number | 309010313 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 030901/000313 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 4, 2047 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469,400 (+12.35%) | $495,200 (+18.53%) Land $226,700 Building $268,500 | |
| 2024 | $5,188.00 (+13.72%) | ||
| 2023 | $4,562.00 Homeowner's exemption | $417,800 Land $215,700 Building $202,100 | $417,800 Land $215,700 Building $202,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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