Anne Arundel County property record for 3847 Ponder Dr, Edgewater, MD 21037
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 1,668 sqft · built 1997 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jun 2021) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Oct 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 01-625-01943000 |
| Primary APN | 01-625-01943000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Gross Area |
| 1st Floor Area | 996 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 760 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 62501943000 |
|---|---|
| Street Address | 3847 PONDER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4216 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R2 |
| Legal Description | LT 1 BK H PONDER COVE BEACH |
| Legal Subdivision | PONDER COVE BEACH |
| Legal Block | H |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 701202 |
3847 Ponder Dr is owned by two individuals who bought it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3847 PONDER DR, EDGEWATER, MD 21037-4216 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Oct 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Apr 13, 2007 · Amount on File |
| Deed Book / Page | 37043 / 39 |
| Prior Transfer Date | Sep 24, 2019 |
| Prior Transfer Doc | 0337270372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 23, 2021 |
| Property Address | 3847 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0370430039 |
| Book / Page | 37043 / 39 |
| Map Reference | MB 22 PL 11 |
| Instrument Date | Jun 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3847 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 3704346 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 37043/46 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 18, 2019 |
| Property Address | 3847 PONDER DR, EDGEWATER, MD 21037-4216 |
| Document Number | 0337270372 |
| Book / Page | 033727 / 000372 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3847 PONDER DR EDGEWATER MD 210374216, EDGEWATER, MD 21037-4216 |
The 2025 property tax bill for 3847 Ponder Dr was $524, up 4.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,600 (+5.24%) Land $226,700 Building $211,900 | $438,600 (-) Land $226,700 Building $211,900 | |
| 2025 | $524.00 (+4.38%) | $416,767 | $438,600 Land $226,700 Building $211,900 |
| 2024 | $502.00 (-87.68%) | ||
| 2023 | $4,074.00 | $373,100 Land $215,700 Building $157,400 | $373,100 Land $215,700 Building $157,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3847 Ponder Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3847 Ponder Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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