3841 N Ridge Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3841 N Ridge Dr, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,813 sqft · built 1997
Lot Size0.644 acres (28,051 sqft)
OwnerIndividual Name on Record
Last Sale$287,500 (Aug 1997)
Tax Bill$7,008 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-28800-03-020

Property Details

APN / Parcel Number

Primary APN10-28800-03-020

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,813 sqft Living Area
Gross Area3,463 sqft
1st Floor Area1,786 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area28,051 sqft (0.644 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3841 N RIDGE DR
CitySAINT PAUL
StateMN
Zip55123-2456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDENWOOD PONDS 2 3
Legal SubdivisionGARDENWOOD PONDS
Legal Block3
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2001
Census Tract60751

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3841 N RIDGE DR, SAINT PAUL, MN 55123-2456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 1997 · Amount on Record
Deed SaleAug 15, 1997 · Amount on Record
Deed Document Number1997128597
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3841 N RIDGE DR, EAGAN, MN 55123-2456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003356844
DateFeb 26, 2020
Instrument3356844
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,008.00 (+8.65%)$586,700 (+1.24%) Land $189,900 Building $396,800$586,700 (+1.24%) Land $189,900 Building $396,800
2024$579,500 (+2.37%) Land $185,300 Building $394,200
2023$6,450.00 (+8.4%) Homeowner's exemption$579,500 (+2.37%) Land $185,300 Building $394,200
2022$5,950.00$566,100 Land $184,800 Building $381,300$566,100 Land $184,800 Building $381,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: T-Mobile.

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