Dakota County property record for 3828 N Ridge Dr, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,660 sqft · built 1996 |
| Lot Size | 0.391 acres (17,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (May 2019) |
| Tax Bill | $8,904 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28800-05-010 |
| Primary APN | 10-28800-05-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,660 sqft Living Area |
| Gross Area | 5,444 sqft |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 17,016 sqft (0.391 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3828 N RIDGE DR |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENWOOD PONDS 1 5 |
| Legal Subdivision | GARDENWOOD PONDS |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60751 |
3828 N Ridge Dr is owned by an individual who bought it in May 2019.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2017 | Deed of Trust, Mortgage TRUSTONE FINANCIAL FCU |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAKE BANK |
| May 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage DRAKE BANK |
| Sep 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Prior Sale | Nov 8, 1996 · Amount on File |
| Deed Document Number | 20193303079 |
| Transfer Doc | 0003667440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 3828 N RIDGE DR, EAGAN, MN 55123-2459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003216713 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 3216713 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 3828 N RIDGE DR, EAGAN, MN 55123-2459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0003395496 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 3395496 |
| Name | DRAKE BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | May 2, 2019 |
| Property Address | 3828 N RIDGE DR, EAGAN, MN 55123-2459 |
| Document Number | 0003303079 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 3303079 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | SCOTT CNTY ABSTRACT & TTL IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3828 N RIDGE DR, EAGAN, MN 55123-2459 |
| Document Number | 0003303080 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 3303080 |
| Name | DRAKE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Sep 27, 2017 |
| Property Address | 3828 N RIDGE DR, EAGAN, MN 55123-2459 |
| Document Number | 0003214814 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 3214814 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ESQUIRE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3828 N RIDGE DR, SAINT PAUL, MN 55123-2459 |
| Document Number | 0003214815 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 3214815 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 3828 N Ridge Dr was $8,904.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,904.00 | $724,000 Land $204,800 Building $519,200 | $724,000 Land $204,800 Building $519,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3828 N Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3828 N Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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