Dakota County property record for 3840 N Ridge Dr, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,644 sqft · built 1998 |
| Lot Size | 0.318 acres (13,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Sep 1998) |
| Tax Bill | $7,892 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28800-04-020 |
| Primary APN | 10-28800-04-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,644 sqft Living Area |
| Gross Area | 4,428 sqft |
| 1st Floor Area | 1,628 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 13,866 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3840 N RIDGE DR |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENWOOD PONDS 2 4 |
| Legal Subdivision | GARDENWOOD PONDS |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60751 |
Source: Dakota County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3840 N RIDGE DR, SAINT PAUL, MN 55123-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Transfer on Death Deed, Transfer |
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit BREMER BANK NA |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 1998 · Amount on Record |
| Deed Sale | Sep 24, 1998 · Amount on Record |
| Deed Document Number | 1998142246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Mar 27, 2024 |
| Property Address | 3840 N RIDGE DR, EAGAN, MN 55123-2459 |
| Document Number | 0003624776 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 3624776 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 3840 N RIDGE DR, EAGAN, MN 55123-2459 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3840 N RIDGE DR, EAGAN, MN 55123-2459 |
| Document Number | 0003498680 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 3498680 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 3840 N RIDGE DR, EAGAN, MN 55123-2459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003486600 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 3486600 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,892.00 | $650,700 Land $195,100 Building $455,600 | $650,700 Land $195,100 Building $455,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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