3840 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3840 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1966
Lot Size	0.951 acres (41,417 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2022)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-031250`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-031250`
Alternative APNs	`332923000000031250` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,342 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	41,417 sqft (0.951 acres)
Lot Dimensions	272 ft deep x 160 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	576 sqft
Porch	Unfinished Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3840 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG NE COR OF NE1/4 OF NW1/4 RUN S 160 FT FOR POB CONT S 160 FT W 272.25 FT N 160 FT E 272.25 FT TO POB LESS MAINT R/W
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3006
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3840 BAILEY RD, MULBERRY, FL 33860-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · VA Mortgage STOCKTON MORTGAGE CORP
Apr 30, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
Feb 6, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
May 29, 2018	Warranty Deed, Transfer EASY TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	2022157484
Deed Book / Page	12289 / 1487
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2022
Property Address	3840 BAILEY RD, MULBERRY, FL 33860-9443
Document Number	0000157484
Book / Page	12289 / 1487
Instrument Date	Jun 7, 2022
Instrument	2022157484
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5685 PHEASANT DR, MULBERRY, FL 33860-9207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 BAILEY RD, MULBERRY, FL 33860-9443

Mortgage

Document Number	0122891489
Date	Jun 9, 2022
Instrument	12289/1489

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 30, 2020
Property Address	3840 BAILEY RD, MULBERRY, FL 33860-9443
Document Number	0112210075
Book / Page	011221 / 000075
Instrument Date	Apr 24, 2020
Instrument	88580
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	GULF BREEZE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 BAILEY RD MULBERRY FL 338609443, MULBERRY, FL 33860-9443

Mortgage

Document Number	112210077
Date	Apr 30, 2020
Book Page	011221/000077
Instrument	88581

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 6, 2019
Property Address	3840 BAILEY RD, MULBERRY, FL 33860-9443
Document Number	0107431046
Book / Page	010743 / 001046
Instrument Date	Feb 4, 2019
Instrument	24533
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3840 BAILEY RD MULBERRY FL 338609443, MULBERRY, FL 33860-9443

Mortgage

Document Number	107431048
Date	Feb 6, 2019
Book Page	010743/001048
Instrument	24534

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 29, 2018
Property Address	3840 BAILEY RD, MULBERRY, FL 33860-9443
Document Number	0104991125
Book / Page	010499 / 001125
Instrument Date	May 25, 2018
Instrument	114548
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 WILLIS RD MULBERRY FL 338608427, MULBERRY, FL 33860-8427

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,967 (-3.66%) Land $31,000 Building $228,967	$259,967 (-3.66%) Land $31,000 Building $228,967
2025	$3,488.00 (-15.65%)	$269,849 (-2.91%) Land $31,000 Building $238,849	$269,849 (-2.91%) Land $31,000 Building $238,849
2023	$4,135.00 (+65.8%)	$277,929 (+44.1%) Land $30,000 Building $247,929	$277,929 (+16.34%) Land $30,000 Building $247,929
2022	$2,494.00	$192,877	$238,888 Land $29,000 Building $209,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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