3965 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3965 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,294 sqft · built 1966
Lot Size	1.01 acres (44,026 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2024)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	May 2024 Sale & Line of Credit Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-013040`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-013040`
Alternative APNs	`332923000000013040` `32923000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,694 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	44,026 sqft
Lot Dimensions	207 ft deep x 190 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	636 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3965 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	E 207 FT OF W 240 FT OF NW1/4 OF NE1/4 LESS S 1090 FT & LESS N 33 FT FOR R/W BEING LOT 6 UNREC PINEVIEW ESTS
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2003
Census Tract	14905

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3965 BAILEY RD, MULBERRY, FL 33860-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer · Line of Credit HOUSING FINANCE AUTHORITY OF PINELL
Jun 22, 2022	Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	2024106212
Deed Book / Page	13107 / 1807
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 7, 2024
Property Address	3965 BAILEY RD, MULBERRY, FL 33860-4418
Document Number	0000106212
Book / Page	13107 / 1807
Instrument Date	May 1, 2024
Instrument	2024106212
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	HOME SOLUTION TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2124 NORTH LAKE ELOISE DRIVE, HAINES CITY, FL 33844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 BONNYBROOK DR S, LAKELAND, FL 33811-1642

Mortgage

Document Number	0131071832
Date	May 7, 2024
Instrument	13107/1832

Lender

Name	HOUSING FINANCE AUTHORITY OF PINELL
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0000106213
Date	May 7, 2024
Book Page	13107/1809
Instrument	2024106213

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 22, 2022
Property Address	3965 BAILEY RD, MULBERRY, FL 33860-4418
Document Number	0000170137
Book / Page	12306 / 2237
Instrument Date	Jun 17, 2022
Instrument	2022170137
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount Recorded
Tax	$2,394.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15588 BLACKBEAD ST, 15588, WINTER GARDEN, FL 34787-4807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 WELLS RD, MULBERRY, FL 33860-9256

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,007 (-4.51%) Land $38,000 Building $190,007	$228,007 (-4.51%) Land $38,000 Building $190,007
2025	$3,087.00 (-36.66%)	$238,768 (-28.57%) Land $38,000 Building $200,768	$238,768 (-28.57%) Land $38,000 Building $200,768
2023	$4,874.00 (+27.73%)	$334,281 (+21.89%) Land $37,000 Building $297,281	$334,281 (+21.89%) Land $37,000 Building $297,281
2022	$3,816.00	$274,252 Land $35,000 Building $239,252	$274,252 Land $35,000 Building $239,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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