3685 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3685 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,798 sqft · built 1965
Lot Size	2 acres (87,320 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (May 2018)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-013020`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-013020`
Alternative APNs	`332923000000013020` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	87,320 sqft
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	800 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Unfinished Open Porch
Porch Area	400 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3685 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	N 211 FT OF S 668 FT OF E 414 FT OF W 447 FT OF NW1/4 OF NE1/4 BEING LOTS 19 & 20 OF UNRE PINEWOOD
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	19,20
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2003
Census Tract	14905

Owner

3685 Bailey Rd is owned and occupied by an individual who bought it in May 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3685 BAILEY RD, MULBERRY, FL 33860-4415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Prior Sale	Sep 26, 2012 · Amount on File
Deed Document Number	201893220
Deed Book / Page	10471 / 746
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2018
Property Address	3685 BAILEY RD, MULBERRY, FL 33860-4415
Document Number	0104710746
Book / Page	010471 / 000746
Instrument Date	Apr 27, 2018
Instrument	93220
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 BAILEY RD MULBERRY FL 338604415, MULBERRY, FL 33860-4415

Mortgage

Document Number	104710747
Date	May 1, 2018
Book Page	010471/000747
Instrument	93221

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3685 Bailey Rd was $2,348 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,816 (+2.7%)	$374,405 (-0.13%) Land $57,000 Building $317,405
2025	$2,348.00 Homeowner's exemption	$221,827	$374,876 Land $57,000 Building $317,876
2023	$2,109.00 (+3.53%) Homeowner's exemption	$163,216 (+3%)	$337,410 (+11%) Land $55,500 Building $281,910
2022	$2,037.00 Homeowner's exemption	$158,462	$303,973 Land $52,500 Building $251,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3685 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3685 Bailey Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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