384 Mounts Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 384 Mounts Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1974
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on Record
Tax Bill	$3,624 (2026)
Deeds & Mortgages	Oct 2026 Sale Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`S6430-00-00019-0`

Property Details

APN / Parcel Number

Primary APN	`S6430-00-00019-0`
Alternative APN	`237835`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Aluminum
Lot Area	114,563 sqft (2.63 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	384 MOUNTS RD
City	OAK HARBOR
State	WA
Zip	98277-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Description	CRESCENT AC LOT 19
Legal Subdivision	CRESCENT AC
Legal Lot Number	19
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1004
Census Tract	970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	384 MOUNTS RD, OAK HARBOR, WA 98277-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT
Aug 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 9, 2017
Transfer Doc	0004428263
Record Updated	Oct 29, 2026

October 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 5, 2026
Property Address	384 MOUNTS RD, OAK HARBOR, WA 98277-9130
Document Number	0004606469
Instrument Date	Oct 2, 2026
Instrument	20264606469
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 MOUNTS RD, OAK HARBOR, WA 98277-9130

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 15, 2017
Property Address	384 MOUNTS RD, OAK HARBOR, WA 98277-9130
Document Number	0004428263
Instrument Date	Aug 9, 2017
Instrument	4428263
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 MOUNTS RD OAK HARBOR WA 982779130, OAK HARBOR, WA 98277-9130

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,624.00 (+541.42%)
2025		$466,057 (+5.38%) Land $250,000 Building $216,057	$466,057 (+5.38%) Land $250,000 Building $216,057
2023	$565.00 Senior Citizen's exemption	$442,275 (+8.26%) Land $220,000 Building $222,275	$442,275 (+8.26%) Land $220,000 Building $222,275
2022		$408,531 Land $210,000 Building $198,531	$408,531 Land $210,000 Building $198,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCENT ACRES WATER ASSOCIATION private · serves 64 people · EPA ID WA5315930
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mounts Rd

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