Island County property record for 296 Mounts Rd, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,960 sqft · built 1994 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,711 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R23330-018-3780 |
| Primary APN | R23330-018-3780 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 759 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,194 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 296 MOUNTS RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32 |
| Legal Description | M MOUNTS DC - E240 OF FOLL DESC MEAS PARA & PERP TO ELN BG SWCR M MOUNTS DC S89E515.65 ALG SLN SD DC TPB S89E710.43TO NECR LOT 9 CRESCENT AC 1 N12W925.43 ALG WLN SD PLAT & WLN PROD NLY S82W534.80 S1E830.92 TPB FR 016-3610 |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | M MOUNTS DC |
| Legal Lot Number | 9 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970300 |
296 Mounts Rd is owned and occupied by an individual who acquired it in April 2023.
Source: Island County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2023 |
| Transfer Doc | 0004561513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 296 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0004519891 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 4519891 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 26, 2023 |
| Property Address | 296 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Document Number | 0004561513 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 4561513 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 296 Mounts Rd was $4,711.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,711.00 | ||
| 2025 | $608,494 Land $300,000 Building $308,494 | $608,494 Land $300,000 Building $308,494 | |
| 2023 | $3,668.00 | $586,483 (+19.36%) Land $270,000 Building $316,483 | $586,483 (+19.36%) Land $270,000 Building $316,483 |
| 2022 | $491,360 Land $240,000 Building $251,360 | $491,360 Land $240,000 Building $251,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Mounts Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 296 Mounts Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
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