Island County property record for 264 Mounts Rd, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,758 sqft · built 1974 |
| Lot Size | 16.6 acres (726,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $376,000 (Aug 2018) |
| Tax Bill | $4,326 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R23330-015-3220 |
| Primary APN | R23330-015-3220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,070 sqft |
| 1st Floor Area | 1,248 sqft |
| Upper Floors Area | 510 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Aluminum |
| Lot Area | 726,581 sqft (16.6 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,088 sqft |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 264 MOUNTS RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32 |
| Legal Description | M MOUNTS DC - BG SWCR SD DC S89E515.65 N1W830.92 S82W498.93 S0E763.41TPB TGW BG SWCR SD DC S89E515 .65TPB S89E710.43TP NECR LOT 9 CRESCENT AC N12W925 .43 S82W534.80 S1E830 .92TPB EX E240MEAS PARA & PERP TO ELN SD PARCEL TGW EZ FR 019- |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | M MOUNTS DC |
| Legal Lot Number | 9 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970300 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 264 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 2, 2018 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Aug 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANNER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 20184449957 |
| Last Transfer Date | Apr 17, 2023 |
| Transfer Doc | 0004561513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 264 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0004523062 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 4523062 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 264 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Document Number | 0004454859 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 264 MOUNTS RD OAK HARBOR WA 982777864, OAK HARBOR, WA 98277-7864 |
| Document Number | 0004454859 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 4454859 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Aug 15, 2018 |
| Property Address | 264 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Document Number | 0004449957 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 4449957 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | PREMIER TITLE OF ISLAND COUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,697.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 264 MOUNTS RD, OAK HARBOR, WA 98277-7864 |
| Document Number | 0004449958 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 4449958 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,326.00 (+15.61%) | ||
| 2025 | $3,742.00 (+4.18%) | $557,911 (+9.57%) Land $340,000 Building $217,911 | $557,911 (+9.57%) Land $340,000 Building $217,911 |
| 2023 | $3,592.00 | $509,169 (+5.91%) Land $280,000 Building $229,169 | $509,169 (+5.91%) Land $280,000 Building $229,169 |
| 2022 | $480,751 Land $270,000 Building $210,751 | $480,751 Land $270,000 Building $210,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
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