Kane County property record for 384 Cooper Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,562 sqft · built 1928 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2020) |
| Tax Bill | $6,538 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-133-014 |
| Primary APN | 06-12-133-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,603 sqft |
| Basement Area | 1,041 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 384 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & CHURCHS 2ND ADDN EAST 60 FT LOTS 2 & 1 BLOCK 2 |
| Legal Subdivision | GROTE&CHURCHS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 2,1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6021 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-133-014
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 384 COOPER AVE, ELGIN, IL 60120-2970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Venture |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2020 · Amount on Record |
| Deed Sale | Jul 01, 2020 · Amount on Record |
| Deed Document Number | 202035088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 384 COOPER AVE, ELGIN, IL 60120-2970 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000070860 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021K070860 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 01, 2020 |
| Property Address | 384 COOPER AVE, ELGIN, IL 60120-2970 |
| Document Number | 0000035088 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 35088 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | USI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 384 COOPER AVE ELGIN IL 601202970, ELGIN, IL 60120-2970 |
| Document Number | 35089 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 35089 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,538.00 (+13.96%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $93,681 (+21.39%) Land $17,044 Building $76,637 | $281,155 (+21.44%) Land $51,152 Building $230,003 | |
| 2022 | $5,737.00 (+5.17%) Homeowner's exemption | $77,171 (+6.96%) Land $14,040 Building $63,131 | $231,513 (+6.96%) Land $42,120 Building $189,393 |
| 2021 | $5,455.00 Homeowner's exemption | $72,149 Land $13,126 Building $59,023 | $216,447 Land $39,378 Building $177,069 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 592 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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