384 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 384 Cooper Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,562 sqft · built 1928
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2020)
Tax Bill	$6,538 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-133-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-133-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,562 sqft Living Area
Gross Area	2,603 sqft
Basement Area	1,041 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	384 COOPER AVE
City	ELGIN
State	IL
Zip	60120-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & CHURCHS 2ND ADDN EAST 60 FT LOTS 2 & 1 BLOCK 2
Legal Subdivision	GROTE&CHURCHS 2ND ADDN
Legal Block	2
Legal Lot Number	2,1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6021
Census Tract	850800

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	384 COOPER AVE, ELGIN, IL 60120-2970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Venture

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	202035088
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	384 COOPER AVE, ELGIN, IL 60120-2970
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070860
Date	Sep 17, 2021
Instrument	2021K070860

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 1, 2020
Property Address	384 COOPER AVE, ELGIN, IL 60120-2970
Document Number	0000035088
Instrument Date	Jun 2, 2020
Instrument	35088
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	USI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 COOPER AVE ELGIN IL 601202970, ELGIN, IL 60120-2970

Mortgage

Document Number	35089
Date	Jul 1, 2020
Instrument	35089

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,538.00 (+13.96%) Homeowner's exemption Senior Citizen's exemption
2024		$93,681 (+21.39%) Land $17,044 Building $76,637	$281,155 (+21.44%) Land $51,152 Building $230,003
2022	$5,737.00 (+5.17%) Homeowner's exemption	$77,171 (+6.96%) Land $14,040 Building $63,131	$231,513 (+6.96%) Land $42,120 Building $189,393
2021	$5,455.00 Homeowner's exemption	$72,149 Land $13,126 Building $59,023	$216,447 Land $39,378 Building $177,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Cooper Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures