Kane County property record for 316 Cooper Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,019 sqft · built 1910 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Feb 1997) |
| Tax Bill | $7,560 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-107-021 |
| Primary APN | 06-12-107-021 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| Gross Area | 2,954 sqft |
| Basement Area | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 316 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN WEST 66 FT OF LOTS 20 & 21 BLOCK 2 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 20,21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6022 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 COOPER AVE, ELGIN, IL 60120-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1997 · Amount on Record |
| Deed Sale | Feb 20, 1997 · Amount on Record |
| Deed Document Number | 199711263 |
| Last Transfer Date | Jul 14, 2008 |
| Transfer Doc | 0000064102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 316 COOPER AVE, ELGIN, IL 60120-2932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012363 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021K012363 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,560.00 (+15.84%) Homeowner's exemption | $107,107 (+8.57%) Land $20,976 Building $86,131 | $321,450 (+8.57%) Land $62,953 Building $258,496 |
| 2024 | $98,652 (+21.39%) Land $19,320 Building $79,332 | $296,074 (+21.44%) Land $57,983 Building $238,091 | |
| 2022 | $6,526.00 (+4.53%) Homeowner's exemption | $81,266 (+6.96%) Land $15,915 Building $65,351 | $243,798 (+6.96%) Land $47,745 Building $196,053 |
| 2021 | $6,243.00 Homeowner's exemption | $75,978 Land $14,879 Building $61,099 | $227,934 Land $44,637 Building $183,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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