409 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 409 Cooper Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1924
Square Footage1,444 sqft Living Area
Lot Size8,240 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2021)
Tax Bill$6,001.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-178-001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,444 sqft Living Area
Gross Area2,584 sqft Gross Area
1st Floor1,444 sqft 1st Floor
Basement Area1,140 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area8,240 sqft (0.189 acres)
Depth X Width137 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address409 COOPER AVE
CityELGIN
StateIL
Zip60120-2947
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGROTE & CHURCHS SUB PART OF BLOCK 6 OF CONGDONS 2ND ADDN NORTH 60 FT LOT 8 BLOCK 5
Legal SubdivisionGROTE&CHURCHS SUB
Legal Block6,5
Legal Lot Number8
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5002
Census Tract850800

Owner

Source: Kane County records · APN 06-12-178-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 COOPER AVE, ELGIN, IL 60120-2947
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Prior SaleNov 13, 1995 · Amount on Record
Deed Doc Number202188472
Prior Transfer DateOct 08, 2010
Prior Transfer Doc0000072943
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 24, 2021
Property Address409 COOPER AVE, ELGIN, IL 60120-2947
Document Number0000088472
Instrument DateNov 14, 2021
Instrument2021K088472
Transaction TypeTransfer
Record UpdatedDec 08, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 COOPER AVE, ELGIN, IL 60120-2947

Mortgage

Document Number0000088473
DateNov 24, 2021
Instrument2021K088473
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,001.00 (+15.83%) Homeowner's exemption
2024$79,828 (+21.39%) Land $16,584 Building $63,244$239,580 (+21.44%) Land $49,772 Building $189,808
2022$5,181.00 (+4.69%) Homeowner's exemption$65,759 (+6.96%) Land $13,661 Building $52,098$197,277 (+6.96%) Land $40,983 Building $156,294
2021$4,949.00 Homeowner's exemption$61,480 Land $12,772 Building $48,708$184,440 Land $38,316 Building $146,124

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