384 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 384 Chaparral Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,358 sqft · built 1991
Lot Size	0.188 acres (8,199 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Mar 2018)
Tax Bill	$6,189 (2023)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-310-058`

Property Details

APN / Parcel Number

Primary APN	`06-17-310-058`
Alternative APN	`06-17-310-058-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,199 sqft (0.188 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	384 CHAPARRAL CIR
City	ELGIN
State	IL
Zip	60120-4856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(WOODLAND) (CREEK) SUB BNG A SUB OF PT OF THE SW IN SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODLAND CREEK
Legal Lot Number	29
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1005
Census Tract	804405

Owner

Source: Cook County records · APN 06-17-310-058

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	384 CHAPARRAL CIR, ELGIN, IL 60120-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	201846116
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 15, 2018
Property Address	384 CHAPARRAL CIR, ELGIN, IL 60120-4856
Document Number	1807446116
Instrument Date	Mar 02, 2018
Instrument	7446116
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 CHAPARRAL CIR ELGIN IL 601204856, ELGIN, IL 60120-4856

Mortgage

Document Number	1807446118
Date	Mar 15, 2018
Instrument	7446118

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (-2.33%) Land $5,739 Building $15,261	$210,000 (-2.33%) Land $57,390 Building $152,610
2023	$6,189.00 (+2.91%)
2022	$6,014.00	$21,500 Land $3,000 Building $18,500	$215,000 Land $30,000 Building $185,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Opiquad.

Based on FCC filings for 164 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.