389 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 389 Chaparral Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,343 sqft · built 1992
Lot Size	0.145 acres (6,322 sqft)
Owner	Individual Name on File
Last Sale	$179,500 (May 2019)
Tax Bill	$6,045 (2023)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-311-023`

Property Details

APN / Parcel Number

Primary APN	`06-17-311-023`
Alternative APN	`06-17-311-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,343 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,322 sqft (0.145 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	389 CHAPARRAL CIR
City	ELGIN
State	IL
Zip	60120-4858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(WOODLAND) (CREEK) SUB BNG A SUB OF PT OF THE SW IN SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODLAND CREEK
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1011
Census Tract	804405

Owner

389 Chaparral Cir, a townhouse, is owned and occupied by an individual who bought it in May 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	389 CHAPARRAL CIR, ELGIN, IL 60120-4858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 29, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK
Jan 4, 2018	Grant Deed, Transfer OTHER
Aug 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	20191137
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	0000049064
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	389 CHAPARRAL CIR, ELGIN, IL 60120-4858
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021642133
Date	Aug 4, 2021
Instrument	2121642133

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 29, 2019
Property Address	389 CHAPARRAL CIR, ELGIN, IL 60120-4858
Document Number	1914901137
Instrument Date	May 21, 2019
Instrument	14901137
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 CHAPARRAL CIR ELGIN IL 601204858, ELGIN, IL 60120-4858

Mortgage

Document Number	1914901138
Date	May 29, 2019
Instrument	14901138

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 4, 2018
Property Address	389 CHAPARRAL CIR, ELGIN, IL 60120-4858
Document Number	1800445019
Instrument Date	Dec 19, 2017
Instrument	445019
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$119.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LEXINGTON CT STREAMWOOD IL 601071918, STREAMWOOD, IL 60107-1918

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Aug 18, 2017
Property Address	389 CHAPARRAL CIR, ELGIN, IL 60120-4858
Document Number	1723013006
Instrument Date	Mar 29, 2017
Instrument	23013006
Transaction Type	Foreclosure
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 CHAPARRAL CIR ELGIN IL 601204858, ELGIN, IL 60120-4858

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 Land $4,425 Building $16,575	$210,000 Land $44,250 Building $165,750
2023	$6,045.00 (+2.89%)
2022	$5,875.00	$21,002 Land $3,002 Building $18,000	$210,020 Land $30,020 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Chaparral Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 389 Chaparral Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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