372 Chaparral Cir, Elgin, IL 60120 Property Records

Cook County property record for 372 Chaparral Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,566 sqft · built 1991
Lot Size	0.772 acres (33,630 sqft)
Owner	Individual Name on Record
Tax Bill	$5,378 (2023)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`06-17-310-054`

Property Details

APN / Parcel Number

Primary APN	`06-17-310-054`
Alternative APN	`06-17-310-054-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	33,630 sqft (0.772 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	372 CHAPARRAL CIR
City	ELGIN
State	IL
Zip	60120-4856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PART LOT27 PART SW4 S17 T41N R09E 3 P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	WOODLAND CREEK
Legal Lot Number	27
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1010
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	372 CHAPARRAL CIR, ELGIN, IL 60120-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	372 CHAPARRAL CIR, ELGIN, IL 60120-4856
Document Number	1834146053
Instrument Date	Oct 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 CHAPARRAL CIR ELGIN IL 601204856, ELGIN, IL 60120-4856

Mortgage

Document Number	1834146053
Date	Dec 7, 2018
Instrument	34146053

Lender

Name	CROWN MTG
Type	Mortgage Company
Address	QAK LAWN ST, IL 60453

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 6, 2058

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+9.1%) Land $12,477 Building $11,523	$240,000 (+9.1%) Land $124,770 Building $115,230
2023	$5,378.00 (+3.48%)
2022	$5,197.00 Homeowner's exemption	$21,999 Land $2,999 Building $19,000	$219,990 Land $29,990 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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