384 Channel Hill Rd, Auburn, CA 95603 Property Records

Placer County property record for 384 Channel Hill Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,327 sqft · built 1964
Lot Size	0.316 acres (13,758 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Feb 2025)
Tax Bill	$6,080 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`053-102-006-000`

Property Details

APN / Parcel Number

Primary APN	`053-102-006-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,327 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	13,758 sqft (0.316 acres)

Location & Zoning

Street Address	384 CHANNEL HILL RD
City	AUBURN
State	CA
Zip	95603-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAG
Legal Description	POR LOT 16 CHANNEL HILL (UNRECORDED)
Legal Subdivision	CHANNEL HILL (UNRECORDED)
Legal Lot Number	16
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3041
Census Tract	21802

Owner

384 Channel Hill Rd is owned and occupied by two individuals who bought it in February 2025.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jan 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2018	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2018	Quit Claim Deed, Transfer QUICKEN LNS
Apr 2, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on File
Deed Sale	Feb 6, 2025 · Amount on File
Prior Sale	Dec 7, 2018 · Amount on File
Deed Document Number	20256250
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0000022072
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138

Mortgage

Document Number	0000017618
Date	Apr 5, 2024
Instrument	2024-0017618

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006535
Date	Jan 24, 2020
Instrument	2020-0006535

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	May 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138

Mortgage

Document Number	0000008970
Date	Jan 22, 2021
Instrument	2021-0008970

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jun 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 7, 2018
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Document Number	0000088297
Instrument Date	Dec 5, 2018
Instrument	2018-0088297
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138

Mortgage

Document Number	0000088298
Date	Dec 7, 2018
Instrument	2018-0088298

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 2, 2018
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Document Number	0000022072
Instrument Date	Mar 29, 2018
Instrument	22072
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	384 CHANNEL HILL RD AUBURN CA 956033138, AUBURN, CA 95603-3138

Mortgage

Document Number	22073
Date	Apr 2, 2018
Instrument	22073

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 2, 2018
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Document Number	0000022071
Instrument Date	Mar 20, 2018
Instrument	22071
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	384 CHANNEL HILL RD AUBURN CA 956033138, AUBURN, CA 95603-3138

Mortgage

Document Number	22073
Date	Apr 2, 2018
Instrument	22073

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 28, 2017
Property Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138
Document Number	0000014357
Instrument Date	Feb 17, 2017
Instrument	2017-0014357
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	384 CHANNEL HILL RD, AUBURN, CA 95603-3138

Mortgage

Document Number	0000014358
Date	Feb 28, 2017
Instrument	2017-0014358

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 384 Channel Hill Rd was $6,080 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Ackerman Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,600 (+40.5%) Land $142,800 Building $499,800
2025	$6,080.00 Homeowner's exemption	$457,358 Land $133,860 Building $323,498
2023	$5,883.00 (+1.73%) Homeowner's exemption	$439,600 Land $128,663 Building $310,937
2022	$5,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 384 Channel Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Channel Hill Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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