384 Bloomfield Cir E, Oswego, IL 60543 Property Records

Kendall County property record for 384 Bloomfield Cir E, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,187 sqft · built 2015
Lot Size0.277 acres (12,064 sqft)
Owner2 Individual Names on File
Last Sale$407,500 (Aug 2020)
Tax Bill$13,175 (2024)
Deeds & MortgagesMar 2018 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-21-179-020

Property Details

APN / Parcel Number

Primary APN03-21-179-020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,187 sqft Living Area
Gross Area5,420 sqft
1st Floor Area3,187 sqft
Basement Area1,539 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area12,064 sqft (0.277 acres)
Lot Dimensions150 ft deep x 101 ft wide
Garage TypeAttached
Garage Area694 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address384 BLOOMFIELD CIR E
CityOSWEGO
StateIL
Zip60543-5216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 116 AUTUMN GATE AT SOUTHBURY VILLAGE OF OSWEGO
Legal SubdivisionAUTUMN GATE AT SOUTHBURY
Legal Lot Number116
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2031
Census Tract890107

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address384 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Jun 23, 2020Deed of Trust, Mortgage
PNC BK
Aug 24, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleJul 27, 2015 · Amount on Record
Deed Document Number202016045
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address384 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003576
DateMar 19, 2018
Instrument201800003576
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033
Interest
Rate TypeFixed Rate
Rate4.12%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address384 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
Document Number0000016046
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 BLOOMFIELD CIR E OSWEGO IL 605435216, OSWEGO, IL 60543-5216

Mortgage

Document Number0000016046
DateAug 24, 2020
Instrument16046
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 24, 2020
Property Address384 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
Document Number0000016045
Instrument DateMar 2, 2005
Instrument16045
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2212 WILLOW LAKES DR PLAINFIELD IL 605866257, PLAINFIELD, IL 60586-6257

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$178,216 (+24.71%) Land $31,702 Building $146,514$534,648 (+24.71%) Land $95,106 Building $439,542
2024$13,175.00
2022$142,906 Land $25,421 Building $117,485$428,718 Land $76,263 Building $352,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 2,000
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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