381 Bloomfield Cir E, Oswego, IL 60543 Property Records

Kendall County property record for 381 Bloomfield Cir E, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,010 sqft · built 2017
Lot Size0.284 acres (12,380 sqft)
Owner2 Individual Names on Record
Last Sale$424,000 (Sep 2017)
Tax Bill$13,441 (2024)
Deeds & MortgagesMar 2020 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-21-181-004

Property Details

APN / Parcel Number

Primary APN03-21-181-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,010 sqft Living Area
Gross Area5,133 sqft
1st Floor Area3,010 sqft
Basement Area1,357 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Exterior MaterialStone
Lot Area12,380 sqft (0.284 acres)
Lot Dimensions113 ft deep x 81 ft wide
Garage TypeAttached
Garage Area766 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address381 BLOOMFIELD CIR E
CityOSWEGO
StateIL
Zip60543-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 82 AUTUMN GATE AT SOUTHBURY VILLAGE OF OSWEGO
Legal SubdivisionAUTUMN GATE AT SOUTHBURY
Legal Lot Number82
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2030
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Sep 19, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
May 11, 2017Trustee's Deed, Construction Loan · Line of Credit
WEST SUBURBAN BK
Apr 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2017 · Amount on Record
Deed SaleSep 19, 2017 · Amount on Record
Prior SaleApr 15, 2015 · Amount on Record
Deed Document Number201714963
Prior Transfer DateDec 29, 2010
Prior Transfer Doc0000002378
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004384
DateMar 20, 2020
Instrument202000004384
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
AddressCHICAGO, IL 60614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000457
DateJan 7, 2021
Instrument202100000457
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
AddressCHICAGO, IL 60614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 19, 2017
Property Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Document Number0000014963
Map ReferenceDOC200500006025
Instrument DateSep 15, 2017
Instrument201700014963
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 26, 2022
Title CompanyWHEATLAND TITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213

Mortgage

Document Number0000014964
DateSep 19, 2017
Instrument201700014964
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate
Rate4%

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKENDALL IL
Recording DateMay 11, 2017
Property Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Instrument DateMay 5, 2017
Instrument7219
Transaction TypeConstruction Loan
Record UpdatedJun 1, 2017
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address381 BLOOMFIELD CIR E OSWEGO IL 605435213, OSWEGO, IL 60543-5213

Mortgage

Document Number0000007219
DateMay 11, 2017
Instrument7219
Lender
NameWEST SUBURBAN BK
TypeBank
AddressLOMBARD, IL 60148
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateApr 13, 2017
Property Address381 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Document Number0000005438
Instrument DateApr 10, 2017
Instrument5438
Transaction TypeTransfer
Record UpdatedMay 26, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address41 W ROYAL OAKS DR BRISTOL IL 605129757, BRISTOL, IL 60512-9757

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$181,679 (+24.71%) Land $31,702 Building $149,977$545,037 (+24.71%) Land $95,106 Building $449,931
2024$13,441.00
2022$145,683 Land $25,421 Building $120,262$437,049 Land $76,263 Building $360,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 2,000
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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