388 Bloomfield Cir E, Oswego, IL 60543 Property Records

Kendall County property record for 388 Bloomfield Cir E, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,339 sqft · built 2006
Lot Size0.277 acres (12,065 sqft)
Owner2 Company Names on Record
Last Sale$358,000 (Jul 2017)
Tax Bill$13,100 (2024)
Deeds & MortgagesDec 2021 Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-21-179-022

Property Details

APN / Parcel Number

Primary APN03-21-179-022

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,339 sqft Living Area
Gross Area5,744 sqft
1st Floor Area3,339 sqft
Basement Area1,755 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area12,065 sqft (0.277 acres)
Lot Dimensions150 ft deep x 101 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address388 BLOOMFIELD CIR E
CityOSWEGO
StateIL
Zip60543-5216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 114 AUTUMN GATE AT SOUTHBURY VILLAGE OF OSWEGO
Legal SubdivisionAUTUMN GATE AT SOUTHBURY
Legal Lot Number114
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2031
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 7, 2021Intrafamily Transfer, Transfer
ATTORNEY
Jul 28, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Prior SaleJun 30, 2006 · Amount on Record
Deed Document Number201711809
Last Transfer DateSep 23, 2021
Transfer Doc0000032340
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateDec 10, 2021
Property Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
Document Number0000032340
Map ReferenceDOC 200500006025
Instrument DateSep 23, 2021
Instrument202100032340
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216

Mortgage

Document Number0000032341
DateDec 10, 2021
Instrument202100032341
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueOct 1, 2041

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateJul 7, 2021
Property Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
Document Number0000017231
Map ReferenceDOC 200500006025
Instrument DateJun 24, 2021
Instrument202100017231
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 28, 2017
Property Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216
Document Number0000011809
Map ReferenceDOC200500008025
Instrument DateJul 10, 2017
Instrument201700011809
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address388 BLOOMFIELD CIR E, OSWEGO, IL 60543-5216

Mortgage

Document Number0000011810
DateJul 28, 2017
Instrument201700011810
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$177,238 (+5%) Land $31,080 Building $146,158$531,714 (+5%) Land $93,240 Building $438,474
2024$13,100.00$168,798 (+18.77%) Land $29,600 Building $139,198$506,394 (+18.77%) Land $88,800 Building $417,594
2022$142,122 Land $24,922 Building $117,200$426,366 Land $74,766 Building $351,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 2,000
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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