3839 Luth Dr E, Jacksonville, FL 32250 Property Records

Duval County property record for 3839 Luth Dr E, Jacksonville, FL 32250

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,603 sqft · built 1977
Lot Size0.232 acres (10,086 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2018)
Tax Bill$5,083 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN180348-0220

Property Details

APN / Parcel Number

Primary APN180348-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,603 sqft Living Area
Gross Area2,037 sqft
1st Floor Area1,603 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,086 sqft (0.232 acres)
Lot Dimensions130 ft deep x 76 ft wide
View / LotWetland
Garage TypeAttached
Garage Area419 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3839 LUTH DR E
CityJACKSONVILLE BEACH
StateFL
Zip32250-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description35-72 06-3S-29E ISLE OF PALMS SOUTH-UNIT FIVE LOT 10 BLK 1
Legal Range29E
Legal Township03S
Legal Section06
Legal SubdivisionISLE OF PALMS SOUTH #05
Legal Block1
Legal Lot Number10
Legal Unit5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1009
Census Tract14408

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3839 LUTH DR E, JACKSONVILLE BEACH, FL 32250-2215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Jul 12, 2018Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018 · Amount on Record
Deed SaleJul 12, 2018 · Amount on Record
Prior SaleNov 14, 1994 · Amount on Record
Deed Document Number2018162323
Deed Book / Page18452 / 390
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3839 LUTH DR E, JACKSONVILLE, FL 32250-2215
Document Number0192372176
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3839 LUTH DR E JACKSONVILLE BEACH FL 322502215, JACKSONVILLE BEACH, FL 32250-2215

Mortgage

Document Number0192372176
DateJun 12, 2020
Book Page019237/002176
Instrument118195
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 12, 2018
Property Address3839 LUTH DR E, JACKSONVILLE, FL 32250-2215
Document Number0184520390
Book / Page018452 / 000390
Instrument DateJul 3, 2018
Instrument162323
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyGIBRALTAR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3839 LUTH DR E JACKSONVILLE BEACH FL 322502215, JACKSONVILLE BEACH, FL 32250-2215

Mortgage

Document Number184520392
DateJul 12, 2018
Book Page018452/000392
Instrument162324
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 11, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,683 (+2.7%)$537,469 (+18.54%) Land $325,796 Building $211,673
2025$5,083.00 (+5.98%) Homeowner's exemption$306,410 (+5.99%)$453,418 (+9.31%) Land $225,000 Building $228,418
2024$4,796.00 (+2.81%)
2023$4,665.00 (+9.07%) Homeowner's exemption$289,102 (+3%)$414,794 (+25.51%) Land $175,000 Building $239,794
2022$4,277.00 Homeowner's exemption$280,682$330,474 Land $110,000 Building $220,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies376 units insured
incl. 80 condo units
Nearby Flood Claims84 (1979–2024)
Claims Outside the SFHA22 of 84
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 24 claims
  • Hurricane Matthew, Oct 2016 · 26 claims
  • Tropical Storm Debby, Jun 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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