3806 Luth Dr E, Jacksonville, FL 32250 Property Records

Duval County property record for 3806 Luth Dr E, Jacksonville, FL 32250

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1977
Lot Size0.204 acres (8,864 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jul 2023)
Tax Bill$6,676 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN180348-0296

Property Details

APN / Parcel Number

Primary APN180348-0296

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,510 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,510 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,864 sqft (0.204 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area206 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3806 LUTH DR E
CityJACKSONVILLE BEACH
StateFL
Zip32250-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description35-72 06-3S-29E ISLE OF PALMS SOUTH-UNIT FIVE LOT 15 BLK 3
Legal Range29E
Legal Township03S
Legal Section06
Legal SubdivisionISLE OF PALMS SOUTH #05
Legal Block3
Legal Lot Number15
Legal Unit5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1010
Census Tract14408

Owner

3806 Luth Dr E is owned and occupied by an individual who bought it in July 2023.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3806 LUTH DR E, JACKSONVILLE BEACH, FL 32250-2216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Mar 27, 2023Deed of Trust, Mortgage · Line of Credit
JAX FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2023 · Amount on File
Deed SaleJul 11, 2023 · Amount on File
Prior SaleAug 28, 2003 · Amount on File
Deed Document Number2023140890
Deed Book / Page20739 / 1779
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 11, 2023
Property Address3806 LUTH DR E, JACKSONVILLE, FL 32250-2216
Document Number0207391779
Book / Page20739 / 1779
Map ReferenceMB 35 PG 72
Instrument DateJul 5, 2023
Instrument2023140890
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2457 COOL SPRINGS DR S, JACKSONVILLE, FL 32246-7190

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 LUTH DR E, JACKSONVILLE, FL 32250-2216
InvestorPossibly a Property Investor

Mortgage

Document Number0207391781
DateJul 11, 2023
Instrument20739/1781
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3806 LUTH DR E, JACKSONVILLE, FL 32250-2216
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 LUTH DR E, JACKSONVILLE, FL 32250-2216

Mortgage

Document Number0206240450
DateMar 27, 2023
Book Page20624/450
Instrument2023059040
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 26, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3806 Luth Dr E was $6,676 with a homeowner's exemption, up 5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,930 (+2.7%)$411,128 (+1.81%) Land $181,004 Building $230,124
2025$6,676.00 (+5.03%) Homeowner's exemption$396,232$403,826 Land $150,000 Building $253,826
2024$6,356.00 (+155.47%)
2023$2,488.00 (+9.51%) Homeowner's exemption$167,831 (+3%)$377,782 (+17.53%) Land $110,000 Building $267,782
2022$2,272.00 Homeowner's exemption$162,943$321,422 Land $75,000 Building $246,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3806 Luth Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 296 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies376 units insured
incl. 80 condo units
Nearby Flood Claims84 (1979–2024)
Claims Outside the SFHA22 of 84
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 24 claims
  • Hurricane Matthew, Oct 2016 · 26 claims
  • Tropical Storm Debby, Jun 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3806 Luth Dr E is moderate, ranking above 53% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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