Duval County property record for 3831 Luth Dr E, Jacksonville, FL 32250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,366 sqft · built 1977 |
| Lot Size | 0.228 acres (9,931 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Aug 2026) |
| Tax Bill | $5,948 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 180348-0222 |
| Primary APN | 180348-0222 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,366 sqft Living Area |
| Gross Area | 1,974 sqft |
| 1st Floor Area | 862 sqft |
| Upper Floors Area | 504 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,931 sqft (0.228 acres) |
| Lot Dimensions | 130 ft deep x 76 ft wide |
| View / Lot | Wetland |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 308 sqft |
| Deck Area | 252 sqft |
| Patio Area | 518 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3831 LUTH DR E |
|---|---|
| City | JACKSONVILLE BEACH |
| State | FL |
| Zip | 32250-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 35-72 06-3S-29E ISLE OF PALMS SOUTH-UNIT FIVE LOT 11 BLK 1 |
| Legal Range | 29E |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | ISLE OF PALMS SOUTH #05 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Legal Unit | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14408 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3831 LUTH DR E, JACKSONVILLE BEACH, FL 32250-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Apr 2, 2021 · Amount on Record |
| Deed Document Number | 2026179923 |
| Deed Book / Page | 22002 / 1842 |
| Prior Transfer Date | Dec 19, 2008 |
| Prior Transfer Doc | 0147720544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 3831 LUTH DR E, JACKSONVILLE BEACH, FL 32250-2215 |
| Document Number | 0000179923 |
| Book / Page | 22002 / 1842 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026179923 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | AMERICAS TITLE, AMERICAS CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385,315.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3831 LUTH DR E, JACKSONVILLE BEACH, FL 32250-2215 |
| Document Number | 0000179924, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026179924 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 2, 2021 |
| Property Address | 3831 LUTH DR E, JACKSONVILLE, FL 32250-2215 |
| Document Number | 0196601973 |
| Book / Page | 19660 / 1973 |
| Map Reference | MB 35 PG 72&72A |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021084435 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2466 OAK FOREST DR, 2466, JACKSONVILLE BEACH, FL 32250-2922 |
| Name | Verified Name |
|---|---|
| Address | 3831 LUTH DR E, JACKSONVILLE, FL 32250-2215 |
| Document Number | 0196601975 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 19660/1975 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,767 (+2.7%) | $532,556 (+18.96%) Land $330,463 Building $202,093 | |
| 2025 | $5,948.00 (+5.4%) Homeowner's exemption | $355,178 (+5.99%) | $447,683 (+9.4%) Land $225,000 Building $222,683 |
| 2024 | $5,643.00 (+2.75%) | ||
| 2023 | $5,492.00 (+9.01%) Homeowner's exemption | $335,116 (+3%) | $409,235 (+25.78%) Land $175,000 Building $234,235 |
| 2022 | $5,038.00 Homeowner's exemption | $325,356 Land $110,000 Building $215,356 | $325,356 Land $110,000 Building $215,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 376 units insured incl. 80 condo units |
| Nearby Flood Claims | 84 (1979–2024) |
| Claims Outside the SFHA | 22 of 84 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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