3838 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3838 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,676 sqft · built 2016
Lot Size0.68 acres (29,621 sqft)
Owner2 Company Names on Record
Last Sale$2,995,000 (Jun 2021)
Tax Bill$28,808 (2025)
Deeds & MortgagesOct 2021 Transfer
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E08CD01401

Property Details

APN / Parcel Number

Primary APN21E08CD01401
Alternative APN
  • 05023508

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area4,676 sqft Living Area

Exterior

Year BuiltBuilt 2016
Lot Area29,621 sqft (0.68 acres)

Location & Zoning

Account Number05023508
Street Address3838 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARTITION PLAT 2011-018 PARCEL 2
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionPARTITION PLAT
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1010
Census Tract20202

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address3838 UPPER DR, LAKE OSWEGO, OR 97035-4441
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Intrafamily Transfer, Transfer
Jun 30, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIORITY HOME LENDING LLC
Sep 27, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Document Number0000063585
Last Transfer DateOct 19, 2021
Transfer Doc0000093989
Record UpdatedJun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLACKAMAS OR
Recording DateOct 19, 2021
Property Address3838 UPPER DR, LAKE OSWEGO, OR 97035-4441
Document Number0000093989
Map ReferenceDOC 2011-017032
Instrument DateOct 18, 2021
Instrument2021-093989
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3838 UPPER DR, LAKE OSWEGO, OR 97035-4441

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 30, 2021
Property Address3838 UPPER DR, LAKE OSWEGO, OR 97035-4441
Document Number0000063585
Map ReferenceDOC 2011-017032
Instrument DateJun 30, 2021
Instrument2021-063585
Transaction TypeTransfer
Record UpdatedJul 7, 2021
Title CompanyWFG TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3838 UPPER DR, LAKE OSWEGO, OR 97035-4441

Mortgage

Document Number0000063586
DateJun 30, 2021
Instrument2021-063586
Lender
NamePRIORITY HOME LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address3838 UPPER DR, LAKE OSWEGO, OR 97035-4441
Document Number0000063790
Instrument DateSep 27, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3838 UPPER DR LAKE OSWEGO OR 970354441, LAKE OSWEGO, OR 97035-4441

Mortgage

Document Number0000063790
DateOct 17, 2018
Instrument63790
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NE 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 16, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,808.00 (+5.85%)$1,500,118 (+6.09%)$3,011,192 (+3.09%) Land $811,792 Building $2,199,400
2023$27,216.00$1,414,006$2,920,936 Land $779,406 Building $2,141,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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