3817 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3817 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,212 sqft · built 2018
Lot Size0.44 acres (19,166 sqft)
OwnerCompany Name on Record
Last Sale$2,615,000 (Mar 2022)
Tax Bill$22,968 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E08CA04101

Property Details

APN / Parcel Number

Primary APN21E08CA04101
Alternative APN
  • 05032365

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,212 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area19,166 sqft (0.44 acres)

Location & Zoning

Account Number05032365
Street Address3817 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2017-090 PARCEL 2
Legal SubdivisionPARTITION PLAT
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1009
Census Tract20202

Owner

Source: Clackamas County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address184 BERWICK RD, LAKE OSWEGO, OR 97034-2848
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 10, 2018Warranty Deed, Transfer
WFG TITLE
Sep 11, 2018Trustee's Deed, Construction Loan · Line of Credit
HERITAGE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleOct 10, 2018 · Amount on Record
Deed Document Number202215044
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateMar 14, 2022
Property Address3817 UPPER DR, LAKE OSWEGO, OR 97035-4440
Document Number0000015044
Map ReferenceDOC 2017-82434
Instrument DateMar 4, 2022
Instrument2022-015044
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 BERWICK RD, LAKE OSWEGO, OR 97034-2848

Mortgage

Document Number0000015065
DateMar 14, 2022
Instrument2022-015065
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2042

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateOct 10, 2018
Property Address3817 UPPER DR, LAKE OSWEGO, OR 97035-4440
Document Number0000062254
Instrument DateOct 5, 2018
Instrument62254
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyWFG TITLE

Transaction

AmountAmount Recorded
Tax$1,600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 UPPER DR LK LAKE OSWEGO OR 97035, LAKE OSWEGO, OR 97035

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLACKAMAS OR
Recording DateSep 11, 2018
Property Address3817 UPPER DR, LAKE OSWEGO, OR 97035-4440
Instrument DateAug 27, 2018
Instrument55992
Transaction TypeConstruction Loan
Record UpdatedSep 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3817 UPPER DR LAKE OSWEGO OR 970354440, LAKE OSWEGO, OR 97035-4440

Mortgage

Document Number0000055992
DateSep 11, 2018
Instrument55992
Lender
NameHERITAGE BK
TypeBank
AddressBEAVERTON, OR 97006
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 10, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,968.00 (+5.85%)$1,196,010 (+6.09%)$2,289,592 (+3.03%) Land $509,262 Building $1,780,330
2023$21,699.00$1,127,355$2,222,165 Land $488,945 Building $1,733,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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