3826 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3826 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,187 sqft · built 2013
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Oct 2019)
Tax Bill$18,469 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21E08CD01400

Property Details

APN / Parcel Number

Primary APN21E08CD01400
Alternative APN
  • 00244373

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,187 sqft Living Area
1st Floor Area1,408 sqft
2nd Floor Area664 sqft
Attic Area664 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2013
Exterior MaterialSiding
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number00244373
Street Address3826 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2011-018 PARCEL 1
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionPARTITION PLAT
Legal Lot Number14
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1010
Census Tract20202

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3826 UPPER DR, LAKE OSWEGO, OR 97035-4441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 1, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on Record
Deed SaleOct 1, 2019 · Amount on Record
Prior SaleApr 14, 2014 · Amount on Record
Deed Document Number2019-060898
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address3826 UPPER DR, LAKE OSWEGO, OR 97035-4441
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053553
DateOct 5, 2022
Instrument2022-053553
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateOct 1, 2019
Property Address3826 UPPER DR, LAKE OSWEGO, OR 97035-4441
Document Number0000060898
Map ReferenceDOCC 2011-017032
Instrument DateSep 25, 2019
Instrument2019-060898
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyFIDELITY NATL TTL CO OF OR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3826 UPPER DR, LAKE OSWEGO, OR 97035-4441

Mortgage

Document Number0000060899
DateOct 1, 2019
Instrument2019-060899
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,469.00 (+5.85%)$961,754 (+6.09%)$1,795,466 (+3.16%) Land $586,576 Building $1,208,890
2023$17,449.00$906,546$1,740,404 Land $563,174 Building $1,177,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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