3837 Valhalla Dr, Elgin, IL 60124 Property Records

Kane County property record for 3837 Valhalla Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,337 sqft · built 2009
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$379,000 (Nov 2017)
Tax Bill$8,934 (2025)
Deeds & MortgagesApr 2022 Transfer
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-25-329-018

Property Details

APN / Parcel Number

Primary APN05-25-329-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,337 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3837 VALHALLA DR
CityELGIN
StateIL
Zip60124-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE 1 LT 83
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase1
Legal Block1
Legal Lot Number83
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1033
Census Tract850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3837 VALHALLA DR, ELGIN, IL 60124-3100
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Intrafamily Transfer, Transfer
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Feb 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
PERL MORTGAGE INC
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLIED FIRST BANK SB
Nov 1, 2017Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2017 · Amount on Record
Deed SaleNov 1, 2017 · Amount on Record
Deed Document Number201757223
Last Transfer DateApr 4, 2022
Transfer Doc0000021131
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 19, 2022
Property Address3837 VALHALLA DR, ELGIN, IL 60124-3100
Document Number0000021131
Map ReferenceDOC 2006K020662
Instrument DateApr 7, 2022
Instrument2022K021131
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3837 VALHALLA DR, ELGIN, IL 60124-3100

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3837 VALHALLA DR, ELGIN, IL 60124-3100
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096177
DateDec 29, 2021
Instrument2021K096177
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037
Interest
Rate1.87%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3837 VALHALLA DR, ELGIN, IL 60124-3100
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006182
DateFeb 7, 2018
Instrument2018K006182
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
AddressCHICAGO, IL 60618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate4%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3837 VALHALLA DR, ELGIN, IL 60124-3100
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030508
DateJun 11, 2020
Instrument2020K030508
Lender
NameALLIED FIRST BANK SB
TypeBank
AddressOSWEGO, IL 60543
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 1, 2017
Property Address3837 VALHALLA DR, ELGIN, IL 60124-3100
Document Number0000057223
Map ReferenceDOC2006020662
Instrument DateAug 28, 2017
Instrument2017K057223
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3837 VALHALLA DR, ELGIN, IL 60124-3100

Mortgage

Document Number0000057224
DateNov 1, 2017
Instrument2017K057224
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,934.00 (-7.88%) Homeowner's exemption Senior Citizen's exemption
2024$121,960 (+5.91%) Land $23,216 Building $98,744$366,026 (+5.96%) Land $69,676 Building $296,351
2022$9,698.00 (+4.97%) Homeowner's exemption$115,151 (+7.79%) Land $19,222 Building $95,929$345,453 (+7.79%) Land $57,666 Building $287,787
2021$9,239.00 Homeowner's exemption$106,833 Land $18,570 Building $88,263$320,499 Land $55,710 Building $264,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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