Kane County property record for 3848 Valhalla Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,679 sqft · built 2012 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $480,000 (Jan 2026) |
| Tax Bill | $12,573 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-402-005 |
| Primary APN | 05-25-402-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,679 sqft Living Area |
| Basement Area | 1,755 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 3848 VALHALLA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 26 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 850709 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 21735 BELLA TERRA BLVD, ESTERO, FL 33928-7334 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 15, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2012 · Amount on Record |
| Deed Document Number | 20262027 |
| Last Transfer Date | Jul 17, 2026 |
| Transfer Doc | 0000033179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 4, 2026 |
| Property Address | 3848 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000033179 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202633179 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 21735 BELLA TERRA BLVD, ESTERO, FL 33928-7334 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 15, 2026 |
| Property Address | 3848 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000002027 |
| Map Reference | DOC 200K02062 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026K002027 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3848 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000002029 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026K002029 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2021 |
| Property Address | 3848 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000047472 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021K047472 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3848 VALHALLA DR, ELGIN, IL 60124-3100 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,573.00 (+8.07%) Homeowner's exemption | $162,486 (+7.79%) Land $26,812 Building $135,674 | $487,653 (+7.79%) Land $80,468 Building $407,185 |
| 2024 | $11,634.00 (+7.11%) Homeowner's exemption | $150,743 (+17.54%) Land $24,874 Building $125,869 | $452,410 (+17.58%) Land $74,652 Building $377,758 |
| 2022 | $10,862.00 (+0.54%) Homeowner's exemption | $128,253 (+3.51%) Land $22,424 Building $105,829 | $384,759 (+3.51%) Land $67,272 Building $317,487 |
| 2021 | $10,804.00 Homeowner's exemption | $123,904 Land $21,664 Building $102,240 | $371,712 Land $64,992 Building $306,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures