Kane County property record for 3847 Valhalla Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,935 sqft · built 2007 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Oct 2021) |
| Tax Bill | $8,295 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-328-035 |
| Primary APN | 05-25-328-035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,935 sqft Living Area |
| 1st Floor Area | 1,935 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 3847 VALHALLA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 50 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3847 VALHALLA DR, ELGIN, IL 60124-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Aug 12, 2019 | Grant Deed, Transfer · Conventional with PMI ROCKFORD BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 202180235 |
| Prior Transfer Date | Sep 7, 2010 |
| Prior Transfer Doc | 0000061456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3847 VALHALLA DR, ELGIN, IL 60124-3100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053686 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020K053686 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 25, 2021 |
| Property Address | 3847 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000080235 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021K080235 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3847 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000080236 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021K080236 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 12, 2019 |
| Property Address | 3847 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000036000 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 36000 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3847 VALHALLA DR ELGIN IL 601243100, ELGIN, IL 60124-3100 |
| Document Number | 36001 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 36001 |
| Name | ROCKFORD BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,295.00 (+15.3%) Homeowner's exemption Senior Citizen's exemption | $123,198 (+7.79%) Land $25,025 Building $98,173 | $369,742 (+7.79%) Land $75,105 Building $294,637 |
| 2024 | $114,294 (+22.37%) Land $23,216 Building $91,078 | $343,019 (+22.42%) Land $69,676 Building $273,343 | |
| 2022 | $7,194.00 (-1.17%) Homeowner's exemption | $93,403 (+7.58%) Land $19,222 Building $74,181 | $280,209 (+7.58%) Land $57,666 Building $222,543 |
| 2021 | $7,279.00 Homeowner's exemption | $86,823 Land $18,570 Building $68,253 | $260,469 Land $55,710 Building $204,759 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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