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3836 Hammock Bluff Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 3836 Hammock Bluff Dr, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,549 sqft · built 2018
Lot Size0.477 acres (20,756 sqft)
Owner2 Individual Names on File
Last Sale$385,548 (Aug 2018)
Tax Bill$5,721 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN106381-4145

Property Details

APN / Parcel Number

Primary APN106381-4145

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,549 sqft Living Area
Gross Area4,305 sqft
1st Floor Area1,474 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,756 sqft (0.477 acres)
View / LotPond
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3836 HAMMOCK BLUFF DR
CityJACKSONVILLE
StateFL
Zip32226-4602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description69-185 25-1N-27E TALLOW RIDGE PHASE 01 LOT 18
Legal Range27E
Legal Township01N
Legal Section25
Legal SubdivisionTALLOW RIDGE PHASE 01
Legal Phase1
Legal Lot Number18
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3000
Census Tract10106

Owner

3836 Hammock Bluff Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3836 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 19, 2019Deed of Trust, Mortgage · VA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Aug 28, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
JET HOMELONAS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2018 · Amount on File
Deed SaleAug 28, 2018 · Amount on File
Deed Document Number2018202856
Deed Book / Page18507 / 199
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3836 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4602
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0195661504
DateFeb 1, 2021
Book Page19566/1504
Instrument2021028102
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3836 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190081207
DateNov 19, 2019
Book Page19008/1207
Instrument2019266219
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 28, 2018
Property Address3836 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4602
Document Number0185070199
Book / Page18507 / 0199
Map ReferenceMB 69 PG 185-189
Instrument DateAug 20, 2018
Instrument2018202856
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyDF TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,699.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address3836 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4602

Mortgage

Document Number2018202857
DateAug 28, 2018
Instrument2018202857
Lender
NameJET HOMELONAS LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3836 Hammock Bluff Dr was $5,721 with a homeowner's exemption, up 5.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,611 (+2.7%)$446,168 (+8.51%) Land $95,000 Building $351,168
2025$5,721.00 (+5.53%) Homeowner's exemption$342,368$411,175 Land $90,000 Building $321,175
2024$5,421.00 (+2.77%)
2023$5,275.00 (+9.03%) Homeowner's exemption$323,030 (+3%)$453,439 (+9.39%) Land $80,000 Building $373,439
2022$4,838.00 Homeowner's exemption$313,622$414,533 Land $75,000 Building $339,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3836 Hammock Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3836 Hammock Bluff Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

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