Duval County property record for 3849 Hammock Bluff Dr, Jacksonville, FL 32226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,934 sqft · built 2017 |
| Lot Size | 0.164 acres (7,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2026) |
| Tax Bill | $4,915 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106381-4205 |
| Primary APN | 106381-4205 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 1,934 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,142 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3849 HAMMOCK BLUFF DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32226-4607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 69-185 25-1N-27E TALLOW RIDGE PHASE 01 LOT 73 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 25 |
| Legal Subdivision | TALLOW RIDGE PHASE 01 |
| Legal Phase | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10106 |
3849 Hammock Bluff Dr is owned and occupied by an individual who bought it in April 2026.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · VA Mortgage RENASANT BANK |
| Jul 22, 2024 | Deed of Trust, Mortgage PALMETTO SURETY CORPORATION |
| Dec 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC |
| Dec 17, 2025 | Quit Claim Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC |
| Aug 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Dec 28, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Apr 7, 2025 · Amount on File |
| Deed Document Number | 202678267 |
| Deed Book / Page | 21854 / 1449 |
| Prior Transfer Date | Dec 9, 2025 |
| Prior Transfer Doc | 0217281497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0000078267 |
| Book / Page | 21854 / 1449 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202678267 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0000078268, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202678268 |
| Name | RENASANT BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0211301354 |
|---|---|
| Date | Jul 22, 2024 |
| Book Page | 21130/1354 |
| Instrument | 2024156802 |
| Name | PALMETTO SURETY CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | MOUNT PLEASANT, SC 29464 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0217281520 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 21728/1520 |
| Instrument | 2025288192 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 17, 2025 |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0217281497 |
| Book / Page | 21728 / 1497 |
| Map Reference | MB 69 PG 185-189 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025288190 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 S FARMER AVE # AVE500, AVE500, TEMPE, AZ 85281-2875 |
| Name | Verified Name |
|---|---|
| Address | 433 S FARMER AVE # 500, 500, TEMPE, AZ 85281-2875 |
| Investor | Possibly a Property Investor |
| Document Number | 0217281499 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 21728/1499 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 11, 2020 |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0193221575 |
| Book / Page | 019322 / 001575 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 173251 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,866.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3849 HAMMOCK BLUFF DR JACKSONVILLE FL 322264607, JACKSONVILLE, FL 32226-4607 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0187240470 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3849 HAMMOCK BLUFF DR JACKSONVILLE FL 322264607, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0187240470 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 018724/000470 |
| Instrument | 61967 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 19, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 28, 2017 |
| Property Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 0182342297 |
| Book / Page | 18234 / 2297 |
| Map Reference | MB 69 PG 185-189 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2017296734 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,682.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290 |
| Name | Verified Name |
|---|---|
| Address | 3849 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4607 |
| Document Number | 2017296735 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017296735 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 3849 Hammock Bluff Dr was $4,915, up 4.3% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,838 (+8.72%) Land $95,000 Building $227,838 | $322,838 (+8.72%) Land $95,000 Building $227,838 | |
| 2025 | $4,915.00 (+4.33%) | $296,934 Land $90,000 Building $206,934 | $296,934 Land $90,000 Building $206,934 |
| 2024 | $4,711.00 (-11.51%) | ||
| 2023 | $5,324.00 (+15.64%) | $320,671 (+8.92%) Land $80,000 Building $240,671 | $320,671 (+8.92%) Land $80,000 Building $240,671 |
| 2022 | $4,604.00 | $294,418 Land $75,000 Building $219,418 | $294,418 Land $75,000 Building $219,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3849 Hammock Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3849 Hammock Bluff Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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