Duval County property record for 3825 Hammock Bluff Dr, Jacksonville, FL 32226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,699 sqft · built 2017 |
| Lot Size | 0.157 acres (6,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,900 (Aug 2026) |
| Tax Bill | $6,665 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106381-4190 |
| Primary APN | 106381-4190 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,699 sqft Living Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 2,223 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,827 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3825 HAMMOCK BLUFF DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32226-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 69-185 25-1N-27E TALLOW RIDGE PHASE 01 LOT 27 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 25 |
| Legal Subdivision | TALLOW RIDGE PHASE 01 |
| Legal Phase | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10106 |
3825 Hammock Bluff Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 6, 2021 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Feb 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 20, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Nov 6, 2021 · Amount on File |
| Deed Document Number | 2026181618 |
| Deed Book / Page | 22005 / 1367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Document Number | 0000181618 |
| Book / Page | 22005 / 1367 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026181618 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296,869.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Document Number | 0000181619, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026181619 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 6, 2021 |
| Property Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Document Number | 0200001997 |
| Book / Page | 20000 / 1997 |
| Map Reference | MB 69 PG 185-189 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021295599 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11226 OYSTER CREEK RD, 11226, JACKSONVILLE, FL 32218-2272 |
| Name | Verified Name |
|---|---|
| Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Document Number | 200001999 |
|---|---|
| Date | Nov 6, 2021 |
| Instrument | 20000/1999 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0195771172 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 19577/1172 |
| Instrument | 2021034505 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 20, 2017 |
| Property Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Document Number | 0182281228 |
| Book / Page | 18228 / 1228 |
| Map Reference | MB 69 PG 185-189 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 2017292245 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,864.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290 |
| Name | Verified Name |
|---|---|
| Address | 3825 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4606 |
| Document Number | 2017292246 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 2017292246 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 3825 Hammock Bluff Dr was $6,665, up 3% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,464 (+7.45%) Land $95,000 Building $285,464 | $380,464 (+7.45%) Land $95,000 Building $285,464 | |
| 2025 | $6,665.00 (+2.97%) | $354,086 Land $90,000 Building $264,086 | $354,086 Land $90,000 Building $264,086 |
| 2024 | $6,473.00 (-9.63%) | ||
| 2023 | $7,163.00 (+13.95%) | $387,162 (+8.55%) Land $80,000 Building $307,162 | $387,162 (+8.55%) Land $80,000 Building $307,162 |
| 2022 | $6,286.00 | $356,680 Land $75,000 Building $281,680 | $356,680 Land $75,000 Building $281,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3825 Hammock Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3825 Hammock Bluff Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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