Carroll County property record for 3832 Baker Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,805 sqft · built 1983 |
| Lot Size | 4.17 acres (181,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Sep 2014) |
| Tax Bill | $7,355 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-023186 |
| Primary APN | 09-023186 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,805 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 181,819 sqft (4.17 acres) |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 338 sqft |
| Deck Area | 214 sqft |
| Patio Area | 85 sqft |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023186 |
|---|---|
| Street Address | 3832 BAKER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 3 - 4.174 ACS 3832 BAKER RD 23-151 BLOOM VALLEY SC 2 |
| Legal Subdivision | BLOOM VLY SEC 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3832 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Jan 21, 2021 | Intrafamily Transfer, Transfer |
| Jan 21, 2021 | Intrafamily Transfer, Transfer |
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2014 · Amount on Record |
| Deed Sale | Sep 5, 2014 · Amount on Record |
| Prior Sale | Aug 6, 2003 · Amount on Record |
| Deed Book / Page | 7755 / 145 |
| Last Transfer Date | Jan 15, 2021 |
| Transfer Doc | 0100660421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3832 BAKER RD, WESTMINSTER, MD 21157-7861 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101010251 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 10101/251 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 21, 2021 |
| Property Address | 3832 BAKER RD, WESTMINSTER, MD 21157-7861 |
| Document Number | 0100660421 |
| Book / Page | 10066 / 421 |
| Map Reference | MB 23 PG 151 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3812 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 21, 2021 |
| Property Address | 3832 BAKER RD, WESTMINSTER, MD 21157-7861 |
| Document Number | 0100660021 |
| Book / Page | 10066 / 421 |
| Map Reference | MB 23 PG 151 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3812 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3832 BAKER RD, WESTMINSTER, MD 21157-7861 |
| Document Number | 0087600440 |
| Book / Page | 008760 / 000440 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | BLUE RIDGE TITLE COMPANY, BLUE RIDGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3832 BAKER RD WESTMINSTER MD 211577861, WESTMINSTER, MD 21157-7861 |
| Document Number | 0087600440 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 008760/000440 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 27, 2037 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,355.00 (+4.79%) | $651,400 (+4.83%) | $681,400 (-) Land $205,800 Building $475,600 |
| 2025 | $7,019.00 (+8.69%) | $621,400 (+8.72%) | $681,400 (+15.22%) Land $205,800 Building $475,600 |
| 2023 | $6,458.00 | $571,567 | $591,400 Land $205,800 Building $385,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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