Carroll County property record for 3854 Baker Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1849 |
| Square Footage | 2,360 sqft Total Area |
| Lot Size | 432,986 sqft (9.94 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $605,000 (2021) |
| Tax Bill | $4,672.00 (2025) |
| Primary APN | 09-028641 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,360 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1849 |
|---|---|
| Effective Year Built | Effective 1849 |
| Exterior Material | Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Metal Roof |
| Lot Area | 432,986 sqft (9.94 acres) |
| Shed | 1 Shed |
| Shed Area | 540 sqft Shed |
| Porch Area | 443 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 028641 |
|---|---|
| Street Address | 3854 BAKER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7811 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LT 5 - 9.94 ACS 3854 BAKER RD 33-43 BLOOM VALLEY SC 3 |
| Legal Subdivision | BLOOM VALLEY SEC 03 |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 9, FRANKLIN |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 509001 |
Source: Carroll County records · APN 09-028641
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3854 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TOWER FCU |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Deed Book / Page | 10477 / 9 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3854 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0109450428 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 10945/428 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Sep 28, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 30, 2021 |
| Property Address | 3854 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Document Number | 0104770009 |
| Book / Page | 10477 / 9 |
| Map Reference | MB 33 PL 43 |
| Instrument Date | Jul 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 3854 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Document Number | 0001047735 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 10477/35 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,133 (+18.69%) | $468,400 (+12.43%) Land $181,600 Building $286,800 | |
| 2025 | $4,672.00 (+8.78%) Homeowner's exemption | ||
| 2023 | $4,295.00 Homeowner's exemption | $380,100 | $416,600 Land $181,600 Building $235,000 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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