Carroll County property record for 3810 Baker Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,170 sqft · built 1984 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Apr 2024) |
| Tax Bill | $4,701 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-023178 |
| Primary APN | 09-023178 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,170 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 127,195 sqft (2.92 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 625 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023178 |
|---|---|
| Street Address | 3810 BAKER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 2 - 2.921 ACRES 3810 BAKER ROAD PLAT 23- BLOOM VALLEY SEC 2 |
| Legal Subdivision | BLOOM VALLEY SEC 02 |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 509001 |
3810 Baker Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3810 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | May 29, 2007 · Amount on File |
| Deed Book / Page | 11227 / 447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 22, 2024 |
| Property Address | 3810 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Document Number | 0112270447 |
| Book / Page | 11227 / 447 |
| Map Reference | MB 23 PG 151 |
| Instrument Date | Apr 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | NOT AVAILABLE, MASON DIXON LINE TTL SLN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3810 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Document Number | 0112270452 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 11227-0452 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3810 BAKER RD, WESTMINSTER, MD 21157-7811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093590085 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 9359/0085 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2039 |
The 2026 property tax bill for 3810 Baker Rd was $4,701, up 10.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,701.00 (+10.64%) | $414,467 | $454,900 Land $199,200 Building $255,700 |
| 2025 | $4,249.00 | ||
| 2023 | $3,587.00 Homeowner's exemption | $317,500 | $333,600 Land $199,200 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3810 Baker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3810 Baker Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures