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3830 Decker Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3830 Decker Rd, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,272 sqft · built 1976
Lot Size0.684 acres (29,826 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Jun 2021)
Tax Bill$4,642 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-0825-00080

Property Details

APN / Parcel Number

Primary APN010-0825-00080
Alternative APN
  • 1110591

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,272 sqft Gross Area
1st Floor Area1,272 sqft
Basement Area874 sqft
Finished Basement874 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area29,826 sqft (0.684 acres)
Garage Area528 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area64 sqft
Deck Area168 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1110591
Street Address3830 DECKER RD
CityDULUTH
StateMN
Zip55811-3828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0008 SERIAL #
Legal SubdivisionDECKER ROAD ADDITION
Legal Lot Number8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1039
Census Tract301

Owner

Source: St. Louis County records · APN 010-0825-00080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3830 DECKER RD, DULUTH, MN 55811-3828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleJul 23, 2003 · Amount on Record
Deed Document Number20211041979
Prior Transfer DateNov 12, 2004
Prior Transfer Doc0000792912
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 10, 2021
Property Address3830 DECKER RD, DULUTH, MN 55811-3828
Document Number0001041979
Instrument DateJun 04, 2021
Instrument1041979
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,122.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3830 DECKER RD, DULUTH, MN 55811-3828

Mortgage

Document Number0001041980
DateJun 10, 2021
Instrument1041980
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,642.00 (+11.37%) Homeowner's exemption
2025$4,168.00 (-11.62%) Homeowner's exemption$371,900 (+16.44%) Land $44,600 Building $327,300$371,900 (+16.44%) Land $44,600 Building $327,300
2024$4,716.00$319,400 (+9.61%) Land $57,600 Building $261,800$319,400 (+9.61%) Land $57,600 Building $261,800
2022$291,400 Land $55,400 Building $236,000$291,400 Land $55,400 Building $236,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 18% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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