St. Louis County property record for 3728 Decker Rd, Duluth, MN 55811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,026 sqft · built 1958 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Feb 2012) |
| Tax Bill | $3,280 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2710-06830 |
| Primary APN | 010-2710-06830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Gross Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 513 sqft |
| Finished Basement | 513 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 98 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 928632 |
|---|---|
| Street Address | 3728 DECKER RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-2961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 OF NE 1/4 BEG 33 FT E OFCENTER LINE OF DECKER ROAD AND 13771/100 FT S OF CENTER LINE OF ANDERSONROAD THENCE E |
| Legal Range | 14W |
| Legal Township | 50N |
| Legal Section | 30 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 2300 |
Source: St. Louis County records · APN 010-2710-06830
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3728 DECKER RD, DULUTH, MN 55811-2961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2012 · Amount on Record |
| Deed Sale | Feb 16, 2012 · Amount on Record |
| Deed Document Number | 2012910849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3728 DECKER RD, DULUTH, MN 55811-2961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3728 DECKER RD, DULUTH, MN 55811-2961 |
| Document Number | 0001099125 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 1099125 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 02, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Change Frequency | Monthly |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,280.00 (+12.64%) Homeowner's exemption | ||
| 2025 | $2,912.00 (-13.18%) Homeowner's exemption | $285,300 (+21.82%) Land $43,500 Building $241,800 | $285,300 (+21.82%) Land $43,500 Building $241,800 |
| 2024 | $3,354.00 | $234,200 (+9.18%) Land $56,100 Building $178,100 | $234,200 (+9.18%) Land $56,100 Building $178,100 |
| 2022 | $214,500 Land $54,000 Building $160,500 | $214,500 Land $54,000 Building $160,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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