St. Louis County property record for 3910 Decker Rd, Duluth, MN 55811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,008 sqft · built 1978 |
| Lot Size | 0.684 acres (29,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,400 (Mar 2007) |
| Tax Bill | $4,510 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0825-00060 |
| Primary APN | 010-0825-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 907 sqft |
| Finished Basement | 907 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 29,807 sqft (0.684 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 32 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 800388 |
|---|---|
| Street Address | 3910 DECKER RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0006 SERIAL # |
| Legal Subdivision | DECKER ROAD ADD DULUTH |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 301 |
Source: St. Louis County records · APN 010-0825-00060
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3910 DECKER RD, DULUTH, MN 55811-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 22, 2007 · Amount on Record |
| Deed Sale | Mar 22, 2007 · Amount on Record |
| Prior Sale | Sep 24, 2005 · Amount on Record |
| Deed Document Number | 2007834125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 02, 2026 |
| Property Address | 3910 DECKER RD, DULUTH, MN 55811-3844 |
| Document Number | 0001103136 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20261103136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3910 DECKER RD, DULUTH, MN 55811-3844 |
| Document Number | 0001103136, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 20261103136 |
| Name | EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 05, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,510.00 (+10.11%) Homeowner's exemption | ||
| 2025 | $4,096.00 (-10.65%) Homeowner's exemption | $330,800 (+21.04%) Land $44,600 Building $286,200 | $330,800 (+21.04%) Land $44,600 Building $286,200 |
| 2024 | $4,584.00 | $273,300 (+9.41%) Land $57,600 Building $215,700 | $273,300 (+9.41%) Land $57,600 Building $215,700 |
| 2022 | $249,800 Land $55,400 Building $194,400 | $249,800 Land $55,400 Building $194,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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