3829 Kendall Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3829 Kendall Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,736 sqft · built 2003
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Aug 2017)
Tax Bill	$10,634 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-234201`

Property Details

APN / Parcel Number

Primary APN	`07-234201`
Alternative APN	`234201`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,736 sqft Living Area
Gross Area	5,289 sqft
1st Floor Area	1,832 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	234201
Street Address	3829 KENDALL DR
City	FREDERICK
State	MD
Zip	21704-7884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 10020 SECT M-10 9240 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	10020
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3829 KENDALL DR, FREDERICK, MD 21704-7884
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Aug 7, 2017	Warranty Deed, Transfer · ARM TOPONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Mar 26, 2003 · Amount on Record
Deed Document Number	201711963-0255
Deed Book / Page	11963 / 255
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3829 KENDALL DR, FREDERICK, MD 21704-7884
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AESTAR LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141040204
Date	Sep 24, 2020
Book Page	14104/204

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3829 KENDALL DR, FREDERICK, MD 21704-7884
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137030447
Date	May 4, 2020
Book Page	13703/447

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 7, 2017
Property Address	3829 KENDALL DR, FREDERICK, MD 21704-7884
Document Number	0119630255
Book / Page	11963 / 0255
Map Reference	MB72 PG117
Instrument Date	Jul 7, 2017
Instrument	11963-0255
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12615 HORSESHOE, 12615, CLARKSBURG, MD 20871

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3829 KENDALL DR, FREDERICK, MD 21704-7884

Mortgage

Document Number	119630262
Date	Aug 7, 2017
Instrument	11963-0262

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,867 (+23.37%)	$941,300 (+22.89%) Land $277,700 Building $663,600
2025	$10,634.00 (+10.52%)
2023	$9,622.00 Homeowner's exemption	$715,600	$766,000 Land $202,100 Building $563,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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