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3825 Kendall Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3825 Kendall Dr, Frederick, MD 21704 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 5,572 sqft · built 2003
Lot Size0.212 acres (9,240 sqft)
Owner2 Individual Names on File
Last Sale$487,990 (Jul 2003)
Tax Bill$11,965 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-234171

Property Details

APN / Parcel Number

Primary APN07-234171
Alternative APN
  • 234171

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,572 sqft Living Area
Gross Area6,032 sqft
1st Floor Area2,156 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,240 sqft (0.212 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number234171
Street Address3825 KENDALL DR
CityFREDERICK
StateMD
Zip21704-7884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10018 SECT M-10 9240 SQ FT VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA PRCL 07L
Legal Lot Number10018
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752202

Owner

Source: Frederick County records · APN 07-234171

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3825 KENDALL DR, FREDERICK, MD 21704-7884
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 15, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2003 · Amount on Record
Deed SaleJul 28, 2003 · Amount on Record
Deed Document Number20035172
Deed Book / Page3955 / 98
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3825 KENDALL DR, FREDERICK, MD 21704-7884
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3825 KENDALL DR, FREDERICK, MD 21704-7884

Mortgage

Document Number0175540436
DateOct 14, 2025
Book Page17554/436
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJul 17, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3825 KENDALL DR, FREDERICK, MD 21704-7884
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3825 KENDALL DR, FREDERICK, MD 21704-7884

Mortgage

Document Number0154930178
DateNov 15, 2021
Book Page15493/178
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3825 KENDALL DR, FREDERICK, MD 21704-7884
Document Number0130910442
Instrument DateJul 02, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3825 KENDALL DR FREDERICK MD 217047884, FREDERICK, MD 21704-7884

Mortgage

Document Number0130910442
DateJul 18, 2019
Book Page013091/000442
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 17, 2029

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$913,300 (+28.04%)$988,200 (+29.43%) Land $277,700 Building $710,500
2025$11,965.00 (+16.63%)
2023$10,259.00$713,300$763,500 Land $202,100 Building $561,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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