3831 Kendall Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3831 Kendall Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,415 sqft · built 2003
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$538,000 (Jan 2009)
Tax Bill	$9,975 (2023)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-234228`

Property Details

APN / Parcel Number

Primary APN	`07-234228`
Alternative APN	`234228`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,415 sqft Total Area
1st Floor Area	2,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	234228
Street Address	3831 KENDALL DR
City	FREDERICK
State	MD
Zip	21704-7884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 10021 SECT M-10 9240 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	10021
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3831 KENDALL DR, FREDERICK, MD 21704-7884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 9, 2009 · Amount on Record
Deed Sale	Jan 9, 2009 · Amount on Record
Prior Sale	Apr 21, 2003 · Amount on Record
Deed Document Number	090115
Deed Book / Page	7151 / 98
Record Updated	Jun 7, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3831 KENDALL DR, FREDERICK, MD 21704-7884
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BROADWAY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117940449
Date	May 2, 2017
Book Page	11794/0449
Instrument	11794-0449

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3831 KENDALL DR, FREDERICK, MD 21704-7884
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 KENDALL DR, URBANA, MD 21704-7884

Mortgage

Document Number	0140440130
Date	Sep 4, 2020
Book Page	14044/130

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,975.00 Homeowner's exemption	$723,833	$774,900 Land $202,100 Building $572,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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