3824 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3824 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,690 sqft · built 2020
Lot Size0.094 acres (4,095 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jan 2025)
Tax Bill$2,066 (2023)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10021E0368.000000

Property Details

APN / Parcel Number

Primary APN10021E0368.000000
Alternative APNs
  • 5544 87 7298
  • 138165
  • 175576

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,690 sqft Living Area
Gross Area2,090 sqft
1st Floor Area890 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,095 sqft (0.094 acres)
Lot Width41 ft Width
Garage TypeMixed
Garage Area200 sqft
DrivewayConcrete Driveway
Driveway Area774 sqft
PorchSlab
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number175576
Street Address3824 TERSK DR
CityMIDLAND
StateNC
Zip28107-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 368 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number368
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1012
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6804 BRANCUSI CT, CHARLOTTE, NC 28215-7575
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2025 · Amount on Record
Deed SaleJan 16, 2025 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Document Number20251080
Deed Book / Page17271 / 23
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 5, 2020
Property Address3824 TERSK DR, MIDLAND, NC 28107-9559
Document Number0014230347
Book / Page14230 / 347
Map ReferenceMB 81 PG 31-34
Instrument DateJun 5, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 TERSK DRIVE, MONROE, NC 28110

Mortgage

Document Number0000142311
DateJun 5, 2020
Book Page14231/1
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,630 (-) Land $70,000 Building $263,630
2025$333,630 (+55.05%) Land $70,000 Building $263,630
2024$333,630 (+55.05%) Land $70,000 Building $263,630
2023$2,066.00$215,180 Land $42,500 Building $172,680$215,180 Land $42,500 Building $172,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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